Cheap phone insurance

killerk · 9 Jan 2010 at 14:42

I am thinking of getting an iphone and i am looking to insure it. Under £5 a month or a decent yearly fee. I am not covered by my bank or house insurance. any ideas

Tummy · 9 Jan 2010 at 14:46

Vodafone charge 9.99 a month insurance, which is what I'm going with.

Janesy B · 9 Jan 2010 at 14:52

£9.99 a month is stupidly expensive. If you have a Lloyds TSB Silver account you get it free and it's only £7.50 a month for the account :/

killerk · 9 Jan 2010 at 15:03

Just left vodafone was paying £9.99 a month and a £35 contract. The new contract is with Tesco 12month and £20 a month but they dont do phone insurance

TheVoice · 9 Jan 2010 at 15:05

Tummy said:
Vodafone charge 9.99 a month insurance, which is what I'm going with.

That's awful.

Finglonga · 9 Jan 2010 at 17:22

Ask your house insurers how much it would cost to add it on, you may be pleasantly surprised.

Iceman · 9 Jan 2010 at 17:43

Janesy B said:
£9.99 a month is stupidly expensive. If you have a Lloyds TSB Silver account you get it free and it's only £7.50 a month for the account :/

Saying £9.99 for insurance is stupidly expensive???
But then you pay £7.50 for an account, I would say thats silly. Ask your network provider that would be easiest i would imagine.

Janesy B · 9 Jan 2010 at 17:51

Iceman said:
Saying £9.99 for insurance is stupidly expensive???
But then you pay £7.50 for an account, I would say thats silly. Ask your network provider that would be easiest i would imagine.

0_o

£9.99 a MONTH for just phone insurance or £7.50 a MONTH for a bank account that gives you free mobile insurance and other extras. It was just an example of how expensive it is compared to other things.

Yes £120 a year is stupid for a phone, some people don't even pay that much insurance on their cars....

Read this guide: http://www.moneysavingexpert.com/insurance/cheap-mobile-phone-insurance

mortals · 9 Jan 2010 at 18:02

When I went into t-mobile looking for a PAYG handset they said the insurance was £30 a year (this was for the pulse) so £120 a year seems expensive :confused:

JUMPURS · 9 Jan 2010 at 18:45

Janesy B said:
£9.99 a month is stupidly expensive. If you have a Lloyds TSB Silver account you get it free and it's only £7.50 a month for the account :/

Any of these bank account extras that have phone insurance don't include 'smart phones' such as the iPhone.

Izi · 9 Jan 2010 at 18:48

i pay £12 for my natwest account which gives me phone insurance, car breakdown and a few others.

£9.99 for phone insurance is retarded.

Janesy B · 9 Jan 2010 at 19:40

JUMPURS said:
Any of these bank account extras that have phone insurance don't include 'smart phones' such as the iPhone.

Really.

Covers repair or replacement phone up to £2,000

Unless the iPhone is now more expensive?

JUMPURS · 9 Jan 2010 at 20:05

That was supposed to be many not any btw.

I tried before and was told smart phones are not covered.

Tummy · 9 Jan 2010 at 20:13

Janesy B said:
£9.99 a month is stupidly expensive.

Yeah, I agree it's very expensive.

I also think that paying £7.50 for a bank account is daft, I don't really care what it includes to be fair.

Paying Vodafone is easier then messing about getting my iphone put under another type of insurance.

Janesy B · 9 Jan 2010 at 20:25

I was just providing it as an example, if you want to be lazy and pay double than what you should then that's not really my problem

Tummy · 9 Jan 2010 at 20:26

Janesy B said:
I was just providing it as an example, if you want to be lazy and pay double than what you should then that's not really my problem

"double what I should"

What exactly should I be paying? £7.50 for a bank account

Janesy B · 9 Jan 2010 at 20:30

Tummy said:
"double what I should"

What exactly should I be paying? £7.50 for a bank account

It was just an example, it's a bank account with instant interest on cheques, breakdown and mobile insurance whilst still being cheaper than than the 'convenient' option.

Tummy · 9 Jan 2010 at 20:33

Janesy B said:
It was just an example, it's a bank account with instant interest on cheques, breakdown and mobile insurance whilst still being cheaper than than the 'convenient' option.

What "should" I be paying for my phone insurance then?

£7.50 for it to be included in my bank account?

Janesy B · 9 Jan 2010 at 20:36

Tummy said:
What "should" I be paying for my phone insurance then?

£7.50 for it to be included in my bank account?

I think you are being facetious for the sake of it. Again, it was an EXAMPLE in case you missed it the first three times.

I have seen many policies for £55 for the whole year.

If you actually read the first post, you'd see that the OP was trying to keep it as low as possible.

Tummy · 9 Jan 2010 at 20:39

Janesy B said:
I think you are being facetious for the sake of it.

I have seen many policies for £55 for the whole year.

If you actually read the first post, you'd see that the OP was trying to keep it as low as possible.

Well done, care to give the OP any information on these £55 deals?

I replied with what Vodafone offered me on insurance.