Which bank?

I work for and bank with Barclays, and have never had a problem.

But, I've been tempted by the Co-Op a number of times :)
 
Very happy with Natwest, they have never suspended my card or the like despite having larger than average amounts of money going in and out of my account since I was about 14, and their online banking is top notch.
 
Natwest aren't too bad. The online system is simple enough to log into, but you need a card-reader thingy (they send you one) to set up a few things, which is a slight pain in the backside. However, I've not had a single issue with Natwest as of yet. In fact, almost quite the opposite.

Conversely, Lloyds TSB's online system is awkward to log-in to, but much easier to use in the sense of setting up payments. However, as a bank and a company; they are horrible, useless ********* and their call-centres (minus a few) are pretty much full of people you can't understand. If you want something from them, they drag their heels, but the second you owe them a penny, they're banging on your door. More than once, I've ended up with charges due to their own sodding mistakes and they still refuse to refund. If you can, avoid them like the plague. They truly are a horrible, horrible bank.
 
As usual with these threads you will have every single bank recommended by some people and every single bank slated by other people

For current account they are all pretty much the same, just hope they don't mess anything up for you.
 
Have been with HSBC for over 7 years and have not had one problem, brilliant bank tbh. Online banking is great and their customer service department is great also.
 
Moving to Fist Direct soon. (Part of HSBC group)- just for current account as there savings aren't upto much unless you going for offset mortgage with them.
 
I bank with Barclays, they've been good. Visa Debit card (though that's pretty much standard) which, if you have a cheque guarantee card, comes with visa paywave (contactless payment) which is quite cool. They've been good for me and the fees don't seem terrible if you do make a mistake (which I'm sure you won't). They also have good in branch service and the other day I was able to walk straight in and see a "personal banker" without a wait. The online system is good, though the pinsentry thing is a slight pain. I'd reccomend them, though I think I'll probably go with RBS or natwest for my student account
 
Have applied for a HSBC student account, so will have to wait for the post and probably pop into a branch. Hopefully all will be well...
 
Deadbeat said:
I wouldn't advise Barclays in the least. They hate me for brniging them custom, and punish me at every turn.
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same with hsbc try talking to a human in a branch full of machines its a joke, they just dont care, so I left them, when I win the lottery my dream is to go into HSBC with my big fat cheque and tell them this is the last place I want to deposit it lol
 
Avoid Santander at ALL COSTS!!!!!!!!!!!!!!!

Useless bank that I have plenty of problems with and my gf in the last year has been with out a card for 3 months (1.5 months x2). Incompetant downright liars.

HSBC have been very good for me during my student days and their online system is the best I have used. Plus their faster payments system is also the best. Not had to deal with many of their staff though, thank god :p

Now with lloyds and their 4% vantage current account and am very impressed with them. online system not as good as HSBC, but for 4% interest on a current account, I think I can handle it!
 
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I can recommend Nationwide and I would avoid Abbey/Santander like the plague.

I would certainly advise a Cash ISA, it is tax efficient.

One word of warning - most Banks offer Savings Accounts with what appear to be good rates - however, the rates usually drop to almost zero after a year - you MUST check the curren rate regularly!
 
I would give another recommendation for Co-Op, I had an account with Smile (their online only account), and if I ever had any problems they would be more than happy to do whatever they could to help =)
 
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