Moving a car - No license

Smithy

Smithy

Smithy

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Say you've bought a car, but you haven't yet passed your test so are not able to drive it the 55 miles home. What do you do?

There are 2 options I'm aware of. The first is to purchase day insurance and have someone with a license drive it home for you. The second is to have it towed/delivered.

Does anyone have any ideas on what either of these things cost? Or if there is any better alternative?

Cheers.
 
If you've bought it and own it, then someone with DOC cover on their insurance can probably drive it back for you. I think also the car must be insured so you may need to get insurance for it.

There are tow companies, they probably charge a pound or 2 per mile.
 
I had to move an un-insured car, it was still taxed & mot'd.

A quick call to my insurers confirmed that I was covered but 3rd party only.

So, get somebody with comprehensive insurance to drive it, but to be on the safe side, get them to check with their insurers first.



Won't be long before somebody in the know sees this thread..... :)
 
take out some kind of ''back to home'' cover and conveniently have it break down

or just get someone with doc cover to drive it home
 
"andy" said:
take out some kind of ''back to home'' cover and conveniently have it break down

or just get someone with doc cover to drive it home
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Be aware if you do this the car will need to be taxed for them to tow it, unless they get a flat bed.

My Saab broke down and my tax disc was in the post, the RAC guy said he couldn't tow it without showing a tax disc even thought I said it was taxed.

Also as above check that anyone you ask to drive it for you is 100% sure they are insured, I thought DOC was only if the car had its own insurance policy too.
 
if you have a provisional, get insured as a provisional and then take someone with you who can accompany you on the way home... but the car will have to have tax and mot blah blah blah
 
paradigm said:
Why, why do people who have no clue about DOC always spout this line.

In most cases it ISN'T true.
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This man speaketh the truth.

If you are driving a vehicle from your private land to somebody else's private land (e.g. sellers driveway to your driveway) you don't need to have insurance on the car to be able to use a DOC policy. The only reason you would need the car insured by somebody else is if you are parking it on the public highway as the car is only insured if if the DOC holder is in the vehicle, the moment they step out of the car it is no longer insured.
 
paradigm said:
Why, why do people who have no clue about DOC always spout this line.

In most cases it ISN'T true.
Click to expand...

However in some cases it IS true.
So as said above it makes sense to check your policy before being caught out.
Because "Well I never, I didn't know that" isn't a valid excuse and still gets you for driving without insurance.
 
SilverTongue said:
This man speaketh the truth.

If you are driving a vehicle from your private land to somebody else's private land (e.g. sellers driveway to your driveway) you don't need to have insurance on the car to be able to use a DOC policy. The only reason you would need the car insured by somebody else is if you are parking it on the public highway as the car is only insured if if the DOC holder is in the vehicle, the moment they step out of the car it is no longer insured.
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Why is that a problem? Surely you can have a car that's taxed but not insured parked on the side of the road?
 
miniyazz said:
Why is that a problem? Surely you can have a car that's taxed but not insured parked on the side of the road?
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no because a car without insurance is not allowed on the public highway, that means anywhere from the side of the road to a car park. If it is uninsured it should be off the road, eg on private land

Lucero said:
Don't do this. Comprehensive insurance does not necessarily mean they have DOC. Which is what is actually needed :)
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Exactly I'm insured comprehensivly however my policy specifically states that I do not have DOC
 
paradigm said:
Why, why do people who have no clue about DOC always spout this line.

In most cases it ISN'T true.
Click to expand...

It depends entirely on the policy, mine states the following:
Driving other cars
We will also cover You, in respect of Your legal liability to others, to drive a private car not belonging to You and not hired to You under a hire purchase agreement or leased to You under a leasing agreement, provided You have the owner’s permission to drive it and You are permitted to do so by Your Certificate of Motor Insurance and a valid policy of insurance is in force for the car concerned.


So it's worth checking it rather than simply assuming either way.


Edit: I see the points about DoC for moving between sellers and buyers, might be worth checking with the insurers as said.
 
SilverTongue said:
no because a car without insurance is not allowed on the public highway, that means anywhere from the side of the road to a car park. If it is uninsured it should be off the road, eg on private land
Click to expand...

From these discussions previously I think it was proved that it's not technically this black and white. E.g. parking to fill up with fuel it would still be counted as insured whilst you are off paying even though technically you're not in the car. Also a petrol station is considered the public highway for this definition. However I do stress that in this case parking is for only short durations!

Oh, and I have DOC cover that doesn't require the other vehicle to be insured. That's not reallly that interesting....
 
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