Is bank transfer safe?

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J86

J86

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Ok, so i'm selling something for 700 squid on egay. Due to the size and weight of the item I have put I will only accept cash in hand upon collection.

A guy has messaged me with the following:

"Hi

I would like ask it is possible delivery by courier ?

please answer

regards"

I've told him I would be happy to use a courier if he sends me the money via bank transfer before I send the item.

His message reads like one of the typical scam types, however I was just wondering if once I saw the money in my account I would be safe to send the item?

Cheers

edit: he's in yorkshire not nigeria if that helps
 
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if you're worried I'd open a bank account just for this get the cas paid in, make sure it's cash as a chq can still bounce upto ten days after then close the account after there your bank details wouldn'tmatter as the account wouldn't exist
 
isn't this what PayPal is for? If you think he is trying to scam you then stick by your original statement as someone else will surely come along for it!
 
I suspect the money could be taken back if the Police suspected theft or money laundering, but so long as you keep records the chances of that are slim. It's undoubtedly much safer than PayPal.
 
On the contrary, do sellers have to much protection if the buyer pays via BT? Other than goodwill, what is stopping them from just taking the money and not sending the item?*

*Not that I would do any of the above, as my trust feedback will attest!
 
I suspect the money could be taken back if the Police suspected theft or money laundering, but so long as you keep records the chances of that are slim. It's undoubtedly much safer than PayPal.

They can ask him to give it back but he doesn't have to.
I remember reading once somewhere when they've done a mistake and sent some guy 8000 instead of his 800 salary, well, they never seen him or the money again.
 
Customer could claim the money was fraudulently transferred, would need to complete an indemnity with their bank which would then start an investigation by their fraud team. If it was upheld the money would be taken from your account and a block placed until you could prove to your bank that there were no ill intents with receipt of the money.

Risky business, i certainly wouldn't do it over ebay.
 
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