Card fraud on the wifes bank account..

SB118

SB118

SB118

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18 Oct 2002
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"Sunny" Plymouth
Been trying to work out why her account is £60 light a couple of days ago, this morning the online system shows a £60 payment to "LB Camden", who? :confused:

Ring the fraud dept at Barclays and it turns out some cheeky bugger has paid a parking ticket! (either online or over the phone) Isn't that kind of stupid? Using stolen funds to pay a fine which points directly to you?

Debit card cancelled and they're sending her the paperwork to get reimbursed to lost funds.

Trying to work out where/how her card details got loose now. Last month on the account show Morrisons, Co-op, Tesco, Jump (kids soft play) and Itunes.
She doesn't download anything and she doesn't use her card online apart from itunes. Scanned the machine with mbam and nothing showed up.

so... wtf? :confused:
 
Petrol Station?

There was one round here run by a dodgy family who were harvesting the credit and debit card numbers and selling them on...
 
Out of that list Jump (kids soft play) seems the place with the most opportunity.

However only going back a month is not enough.
 
It seems like the least "reputable" place out of those is the kids soft play place, but It could easily have been cloned in any of those locations, so don't rule out the big supermarkets.

Only takes 1 dishonest cashier or someone with nefarious gadgetry.

Tip: Don't keep more than the minimum in the account, so if they do compromise it they won't be able to spend much without alerting the bank.
 
EVH said:
but It could easily have been cloned in any of those locations, so don't rule out the big supermarkets.

Only takes 1 dishonest cashier or someone with nefarious gadgetry.
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OK but in supermarkets the card never leaves my hand or sight. I put it in the reader.

Hard to say but I would guess it was slightly older then just this month.
 
POB said:
OK but in supermarkets the card never leaves my hand or sight. I put it in the reader.

Hard to say but I would guess it was slightly older then just this month.
Click to expand...

Stolen details can be in circulation for months before someone "buys" them, or decides to use them.

It happened to me, and the day it happened I'd literally only used the card at a supermarket filling station.
 
I always keep a small sticker over my security number on all my cards so no one can glance at it. Stops them using your card online from your receipt kept at there end.
 
Probably an inside job by a cashier. You can buy swipe readers that will record anything swiped through them for about £60, legally, on the internet, it's not exactly difficult to skim cards these days.
Harvest the numbers and sell them on, or use online, or just write to another card and use yourself.

Hell they can get the numbers by pressing it into a bit of plasicine and mentally recording the security code. No stopping card fraudsters, it's been made to easy.
 
ElectroBlaster said:
Hmm always seems to be petrol stations...
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While they are certainly a source (one near Peterborough is notorious), the main place villains get the numbers etc from is the banks. If you are in India working in a call centre with access to all those bank records, you can make a mint selling them on. The payment involved wouldn't tempt any but the most stupid person Western Europe, but it equates to a couple of years salary for someone in the Subcontinent.


M
 
SB118 said:
We don't go to London, we class anything passed Ivybridge as "up north" :D
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Read earlier post about details being sold.....could be used anywhere.

Mine was cloned and after a small purchase to test the water they then went on a spending spree that resulted in my account being £4000 overdrawn....one of their larger purchases was a return plane ticket to Singapore....my bank picked up on the irregular spending habit and rang me.
They then had the police wait for the culprit at the airport when he turned up to check in, wonderful things ticket no's.
Cops traced the transaction details and found the ticket no which led them to the fraudster :D
I got every penny back and charges for missed payments refunded and the bank,Lloyds TSB, even contacted those on our direct debits to inform them of our problem.
 
One of my mates at work recently had his itunes hacked and the hacker used a small 99p payment to test the waters then went on to try and spend £90 spreading it over 2-3 payments.
His laptop is clean aswell so its a bit worrying.
 
FatBoyObese said:
Read earlier post about details being sold.....could be used anywhere.

Mine was cloned and after a small purchase to test the water they then went on a spending spree that resulted in my account being £4000 overdrawn....one of their larger purchases was a return plane ticket to Singapore....my bank picked up on the irregular spending habit and rang me.
They then had the police wait for the culprit at the airport when he turned up to check in, wonderful things ticket no's.
Click to expand...

I would have loved to have seen that :)

Dads card got done last week. 1 purchase for £1.99 then 2 for £500.

What's the deal with this card fraud insurance people get offered? If the banks are refunding for fraud anyway, what are they paying for?
 
Mine got down for a crapload this month, M&S card(done by HSBC). I got a call about the 25th last month saying have you done transaction x, y and z. Several things were me, a couple things weren't, two smallish transactions O2 and tesco's, apparently the tesco's one was in store for like £2. I don't know how you clone a credit card to be honest and not sure if they could possibly of used it with a pin number as I've never used it outside the house, online only and never used the pin number ever on it.

Have used it in all the usual places for a few years now, nothing out of the ordinary or anywhere I don't trust. Double checked with various virus/trojan programs and not a hint of an infection anywhere so not a clue where the details come out from.

The stupid thing was they didn't go through all the transactions, all the ones I knew about but not everything on the card. They said the fraud people would send a form in a few days and we sign as to what wasn't us etc.

Then about 3 weeks later we get the bill through, with several things since and several dated as gone through before they spoke to us, so things they just didn't bother asking us about. They canceled the card when they called, so everything else was already done and they didn't notice. The two things they had seen and asked about weren't on the bill. The £1300 for bikkembergs, some luxemberg based clothes shop it would seem, £140 in oddbins, £160 at thorntons, I don't know if it was £160 on chocolate or another store with same name, another O2 for the same thing again which is the most ridiculous and about another £1k of stuff.

I really don't know how they missed it, though on phoning them to complain about it they said fraud people would get back to us. Basically the idiots had only bothered noticing about £20 and really didn't put much effort into it as it was small scale. When the realised it was several thousand pounds, we had the form to sign sent out and arrived the next day.
 
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