OCUK Finance, and paying it off early.

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TobyW

TobyW

TobyW

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Hi guys (and gals). I have used the search function, and found various threads regarding OCUK finance, but im still unsure as to whether the finance can be paid off before the agreed term.

I have read the following page, but there is no mention about paying the finance off early. http://www.overclockers.co.uk/financefaq.php#classic36

Right now my new build is at £1,388.96, its slightly more than i had to spend origionally so ive decided to look into this finance option, which in truth would make things easier for me and i could actually get more this way, but i dont want to have finance lingering for the next 36 months !

This is £45 a month, and whilst im happy to pay this i do not want to have it lingering for a long period of time, so im happy putting the 10% deposit down and paying £45 for a month or 2, but then id like to throw some money at the remaining balance, and then continue paying for a while until after summer and paying the remaining balance off in full.

Is it possible to do this ?

If yes, does the monthly repayment change to match the remaining balance after throwing a chunk of money at it ?

Thanks.
 
TobyW said:
Right now my new build is at £1,388.96, its slightly more than i had to spend origionally so ive decided to look into this finance option
Click to expand...

You're gonna take out finance because you're "slightly" over budget?

Just save up a few more weeks and/or borrow of friends/family.
 
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