Champagne Taste and Beer Money Syndrome ?
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Fox is mocking the way me (and a few others) approach their finances and aspirations!
![[TW]Fox](/data/man-of-honor/2009.png){kind=avatar}
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Though I know better to argue when I've not proved my approach to be viable/realistic (aside from the last two years), so I'm quite happy to swallow their taunts for the time being and just post pictures down the line 
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[TW]Fox;16177627 said:
You would cry like a baby girl if that happened
You would cry like a baby girl if that happened
Do baby girls cry differently to baby boys? I have no experience of either.
Whoever mentioned aspiring to own cars that don't cost a million turnips, that's where I think I sit. I can't remember all the models of the exotic stuff, but I can harp on for ages about cars/bikes/radio controlled kettles I think I could go for before death.
Kind of get this, everytime my step dad gets something new it just pushes the bar up a bit as to what I want next 
Plus the clio is dirt cheap to run, and pretty worthless now, so cost to change is relatively high to get something that's newer, significantly different and better. So my sensible head says why bother, but I could use something a little bigger (and quicker, and newer...).
Keep telling myself this year I'll change, but who knows what'll happen.
Plus the clio is dirt cheap to run, and pretty worthless now, so cost to change is relatively high to get something that's newer, significantly different and better. So my sensible head says why bother, but I could use something a little bigger (and quicker, and newer...
).Keep telling myself this year I'll change, but who knows what'll happen.
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You had a GT-R in your list, so without wanting to put you off, reducing your £350 monthly savings for servicing etc would probably not be a good idea unless you are going to garage it.
I agree with the sentiment but that Murci did 7k on the track so it's a pretty extreme example. Sobering figures though for the dreamers...all in, it was 40K+ a year I think, with depreciation.
It shouldn't bother you too much. I'm sure looking out to an M3 or whatever else on your drive would be very nice be I doubt it would be the life-affirming moment people expect it to be.
this is what im trying to get at
dont give a damn how good you are at saving etc..
You have to be seriously loaded to be able to loose 40 grand. For all but the top 1% of earners in the UK, that represents a very sizeable ammount they simply couldnt afford to loose every year.
All very well saying depreciation doesnt cost you as such. But what do you then use to buy your next car with ? To be able to maintain such a lifestyle day in, day out. You need to be in a position to loose 40k, which very, very few people can be in. Unless you want to own your dream car for a few years, then go back to something more mundane.
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I see!
To be honest, I was basing those figures on the first step on my 'ladder' (M3/Z4M - based on what I've read across owners forums/PH about the average price of a set of decent tyres, Inspection 2, etc.), so wouldn't increase until the funds were available to do so, but it would still be interesting to hear how your £3.5.-4k/year breaks down into services, tyres, etc., though!
Simon George is not short of a bob or two but I think even he's smarting a bit from the cars value now. I'm not sure making it turn tricks for his company to help pay the bills was the wisest of moves. The figure is inflated, but even if you halve it, it's a stark dose of reality for those that close their eyes and just think they'll suck it up as they go along.
looking at your car collection fett, this is kind of collection im referring to. Hope you dont think im being rude. But..
Is your joint income between you and your partner in 6 figures ? thats the sort of figure i'm imagining you'd need to be able to run 3 expensive cars like those. To then have money left over to have a decent house and live well etc...
Understand if you dont want to answer
Is your joint income between you and your partner in 6 figures ? thats the sort of figure i'm imagining you'd need to be able to run 3 expensive cars like those. To then have money left over to have a decent house and live well etc...
Understand if you dont want to answer
I can do a break down but to give you a quick idea, your 3.5k will cover 2 sets of tyres and your road tax, maybe a fluid change if you shop around.
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I'm not wanting to pry into your personal circumstances, but a breakdown of rough costs would be excellent! Be nice to see it from an individual's perspective.
Speaking as someone who has obviously owned a few performance cars, do my numbers for the fund sound roughly right for the first rung of my 'ladder', though? (e46 M3/Z4M.) I'd still like to get myself into my first M in the second half of the year.
Speaking as someone who has obviously owned a few performance cars, do my numbers for the fund sound roughly right for the first rung of my 'ladder', though? (e46 M3/Z4M.) I'd still like to get myself into my first M in the second half of the year.