...as far away from the brother as possible and not get involved.
I was going to say I'm amazed the police took no further action, but then they didnt in our case of being hit by an uninsured driver. It wasn't Gwent police was it?
Bumped someone with no insurance, 2 years later they want £7000
- Thread starter morguk
- Start date
I was going to say I'm amazed the police took no further action, but then they didnt in our case of being hit by an uninsured driver. It wasn't Gwent police was it?
Ties in with my prior comments & sound advice.
"Claire" has created her own misfortune and further sticking of head in sand is NOT going to make the matter go away.
Time to pick up the phone and deal with the MIB like an Adult.
This is the bit that's confusing me, it's all very well saying that the MIB have already paid out for the claim, but they couldn't do so without even contacting the party at fault, why would they?
Sounds a bit unfair. As everyone has stated, seek legal advice. A solicitor will be able to tell you the time limit that the old woman is able to make a claim. Also i would have thought the old woman would have needed proof of injury back from the accident. If she never got checked out after the accident and 3 years later is complaining about an injury I don't see how she has a leg to stand on.
![[TW]Fox](/data/man-of-honor/2009.png){kind=avatar}
That she was driving without insurance, crashed into a third party and refused to pay for the damage?
I agree, very unfair.
[TW]Fox;16213501 said:
Whilst I agree with what your saying Fox it is clear the woman is pulling a fast one, so is slightly unfair on that part of it, people like this are the reason we have to pay huge premiums.
Well it really depends on if Clare knowingly knew she was uninsured or was it a case of she thought it was auto renewal.
My insurance is auto renewal but they do send me a letter with the price and details on it a good month before its due, if I dont reply to this letter they auto renew.
So her lack of no insurance doesn't add up really, as for the claiment she is pulling a fast one, surely it can be investigated, must be a time limit after the accident as when to seek medical attention. I would be checking this and trying to twist it round to a fraud on her part.
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Soldato
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Due to the time periods, any good lawyer will be able to sort you out here on the personal injury front.
Obviously no injury given during the crash, the fact that she waited a year would mean any personal injury was not as a result of the crash.
You have the police saying there was no damage to clares car, therefore the amount of damage to the van would have more than likely been prexisting, no way you'd damage the engine in first, these vans are more mid engined than rear engined. Maybe the bumper, because they are budget vans and generally made of cheese, you really should have paid the repair. Surprised its that high on any box van though.
Did she by any chance take photos of the crash?
Obviously no injury given during the crash, the fact that she waited a year would mean any personal injury was not as a result of the crash.
You have the police saying there was no damage to clares car, therefore the amount of damage to the van would have more than likely been prexisting, no way you'd damage the engine in first, these vans are more mid engined than rear engined. Maybe the bumper, because they are budget vans and generally made of cheese, you really should have paid the repair. Surprised its that high on any box van though.
Did she by any chance take photos of the crash?
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Man of Honour
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I'm not quite sure how you worked that one out.
:facepalm:
Is anyone actually reading the thread? It isn't the woman who is claiming but the MIB - the woman's claim has already been dealt with by the MIB and they are now seeking to recover the money they have paid out from the uninsured driver.
Though there are lots of holes seemingly which makes me wonder if we're getting the full picture and whether, as above, various items of correspondence happened to have 'disappeared'...
Is anyone actually reading the thread? It isn't the woman who is claiming but the MIB - the woman's claim has already been dealt with by the MIB and they are now seeking to recover the money they have paid out from the uninsured driver.
Though there are lots of holes seemingly which makes me wonder if we're getting the full picture and whether, as above, various items of correspondence happened to have 'disappeared'...
Who says Clare wasn't informed of it sooner? Either she has the worst insurance company in the world who don't send her renewals notices AND she doesn't get to hear of claims against her until it the MIB have already paid out or she is lying or doesn't open any letters. I know which one sounds more believable.
Exactly, especially as they refused to pay for the damage caused because they 'could not afford it'.
Surely if the insurance was supposed to be 'automatically' taken a week before, she would have had the cost of the policy to hand from which the damage could have been paid for.
Unless she never had any money in the first place and her auto renewal bounced or simply never existed and she couldnt afford insurance..
Surely if the insurance was supposed to be 'automatically' taken a week before, she would have had the cost of the policy to hand from which the damage could have been paid for.
Unless she never had any money in the first place and her auto renewal bounced or simply never existed and she couldnt afford insurance..
I am agreeing with you, was just saying that people who make false injury claims bump the premiums up for the rest of us.
I dont believe for a second a little bump from behind (slow one we are led to believe) would cause any injury, more than likely a run of the mill whiplash claim.
Moral of the story, make sure your insurance is always in order as this can happen.
Pretty sure the OP said they never heard anything for three years.
I dont believe for a second a little bump from behind (slow one we are led to believe) would cause any injury, more than likely a run of the mill whiplash claim.
Moral of the story, make sure your insurance is always in order as this can happen.
Pretty sure the OP said they never heard anything for three years.
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Of course nobody is reading the thread, this is the internet and everyone knows best. Love how some people think the MIB are a bunch of ambulance chasers or something
One thought occurs. A lot of insurance policies have a 14 day grace period built in that is strictly 3rd party only. If Clare hit the other car while within this period she would have been insured, which may explain the police taking no further action. She will need to check her policy and her insurance certificate very carefully.
If that's the case, send the demand for money on to the insurance company and let them deal with it.
I have no idea how this affects the NCB situation though, but frankly that is the least of her worries right now.
If that's the case, send the demand for money on to the insurance company and let them deal with it.
I have no idea how this affects the NCB situation though, but frankly that is the least of her worries right now.
Churchill for one, at least they did last time I was with them (2004) it was clearly stated on the back of the certificate.
Generally when it comes to renewal time I'm hassling the insurer to get the renewal documents to me sooner, so that I can start comparing, hence I've never really used the 14 day grace period and they may have stopped doing it.
Generally when it comes to renewal time I'm hassling the insurer to get the renewal documents to me sooner, so that I can start comparing, hence I've never really used the 14 day grace period and they may have stopped doing it.
I remember seeing that on my old policies, but looks like it ran out as lots of google reports around 2005 show insurance companies dropping it.
http://www.biba.org.uk/MediaCenterContentDetails.aspx?ContentID=525
That article appears to suggest that the 'grace' period wasn't actually free insurance but to provide cover whilst the certificate was being prepared and sent out (something which could take several weeks in the past).
Certainly when I renewed at the end of 2005 the covering letter made it very clear that the policy would stop on the renewal date unless I rang up and paid to continue the cover. No auto renewal, no 'grace'.
Certainly when I renewed at the end of 2005 the covering letter made it very clear that the policy would stop on the renewal date unless I rang up and paid to continue the cover. No auto renewal, no 'grace'.