Soldato
- Joined
- 29 Jul 2004
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- 7,172
Exactly what I thought.
Bumped someone with no insurance, 2 years later they want £7000
- Thread starter morguk
- Start date
Exactly what I thought.
this is what happens when you leave things and think they will magically vanish
should have paid that £400 in the first place... especially when you had been so lucky not to get a fine etc for being uninsured. if you realy didnt think they had the right to the £400 then you should have battled it legally rather than just sending them away and hoping everything would sort itself out
obviously someone has tried to contact her about this in the past too and thats also been ignored
this kind of claim doesnt just happen overnight without any notice !
should have paid that £400 in the first place... especially when you had been so lucky not to get a fine etc for being uninsured. if you realy didnt think they had the right to the £400 then you should have battled it legally rather than just sending them away and hoping everything would sort itself out
obviously someone has tried to contact her about this in the past too and thats also been ignored
this kind of claim doesnt just happen overnight without any notice !
Motor Insurers' Bureau
I am sure even if you insurance technically wasn't renewed you are covered with your previous insurer until you provide proof of alternative cover.
Like i work in motor insurance but in accounts so not totally sure, but our debt collecting people used to always say to people their insurance only get cancelled when alternative cover is taken or you sold your car.
Sorry i havent read the rest of the thread
Talking out your arse.
I just did.
Suspended
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- 18 Oct 2002
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[TW]Fox;16207751 said:
No, they won't need a solicitor. They can represent themselves in Court, it really is not rocket science.
Ultimately, the claimants will need to justify the claimed amount to the satisfaction of a Judge - let them take you to Court IMHO. Just reply to the letter stating that you have no offer to make and that they should refer the matter to Court.
I have represented myself in Court for the last 2 years, I am quite happy to explain how it all works - e-mail in trust.
![[TW]Fox](/data/man-of-honor/2009.png){kind=avatar}
It is for people who forget to buy insurance and then throw away a chance at ending the whole thing early over 400 quid.
Representing yourself in court is fine for most people, but most people don't crash into others without insurance and then claim they cant pay for the damage.
Excellent, this makes insurance seem much better value, pay for a year and then never pay again until I get a new car, awesome
As soon as you do that you'll have failed to adhere to the PI pre-action protocol, which will just make things worse - but then you know what you're talking about don't you Mad Rapper?
Seek a solicitor and one that preferably specialises in MIB claims - not a huge amount of solicitors do, but the case law in regards to MIB compensation is at the more complex end of PI claims. Whilst there is a real paucity of facts here nothing immediately jumps out as any sort of defence - you're 'friend' does not look like they are in a good position.
I think they're using a generic, outdated and American swear database.
I still laugh how you can't use the acronym form of "For The Win" because in the 70s or something it had a different meaning.
Caporegime
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- 20 Oct 2002
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- Wish i was in a Ramen Shop Counter
I do this for a living and my advice is to get yourself a solicitor and settle out of court as SOON as you can. The moment this gets to trial or even gets issued...the cost will escalate beyond your control and no amount of crying and moaning will save your bacon.
Considering you don't have insurance at the time, so no legal cover then you might even have to sell your house ! That is of course, you win the law suit, then the loser pays.
But then again, rear end shunt, your solicitor will probably advise you to admit liability as it does appear you are at fault.
EDIT - MIB...then listen to Rich... lol ignore me.
Considering you don't have insurance at the time, so no legal cover then you might even have to sell your house ! That is of course, you win the law suit, then the loser pays.
But then again, rear end shunt, your solicitor will probably advise you to admit liability as it does appear you are at fault.
EDIT - MIB...then listen to Rich... lol ignore me.
Out of interest, do we know the model of the vehicle she hit. I'm curious to know who builds a rear engined van.
Was it a VW Bus or something? That's about the only vehicle I can think of that could possibly be mistaken for a rear engined van.
Was it a VW Bus or something? That's about the only vehicle I can think of that could possibly be mistaken for a rear engined van.
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I see. You can use Google and think you are the greatest legal mind to grace the Earth?
Given the time that has elapsed since, I very much doubt non-compliance would merit an adverse view from the judiciary, or adverse consequences for the OP.
But what do I know?
If you're Scottish, then it's not allowed, because it sounds far more offensive in a Scottish accent
Wow, nice insult. Credibility -1 for you I think. Why do people post stuff like that, really? It's quite obvious fini has detailed legal knowledge himself - sure you might disagree with him but to claim he simply uses google is very, very pathetic really.