Car Rental or temp insurance for 18yo?

asim18

asim18

asim18

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Joined
5 Dec 2006
Posts
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Is it even possible?

I want to buy or rent a car during easter. If I buy a cheap car, I just want to get some temporary insurance for a couple of weeks.

But all companies only allow over 21s or over 25s!

Surely there must be something an 18 year old can do for some short term fun? :(

If you have any recommendations then please let me know.

Thanks.
 
Will I have to sell the car first to cancel the policy?

I'm thinking of keeping the car for a few months until I get my student loan and can get a years insurance.

Am I allowed to keep the car parked in front of my house without insurance? It will have tax and mot.
 
asim18 said:
...for some short term fun?
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This is why you'll find it hard.

asim18 said:
I'm thinking of keeping the car for a few months until I get my student loan and can get a years insurance.
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Why spend student loan on car insurance? Isn't it to fund your studies?

Are students so rich, or motoring so cheap now, that running a car is affordable?
Wasn't so in my day! :p
 
Gribs said:
On the road? No, on private land, yes.
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Well there goes my plan, straight out the window.

Man it's hard to drive a car legally at 18 unless you have rich parents or have won the lottery. :(

Oh well, I'll wait till I'm 25 years old or something. I'll probably have completely forgotten how to drive by then.
 
[TW]Fox;16261648 said:
Not really, just get a job?
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In fairness, it's still a hell of a challenge. I had a job around my studies at 17/18 and there is still no way I could have afforded the quotes.
 
Tute said:
In fairness, it's still a hell of a challenge. I had a job around my studies at 17/18 and there is still no way I could have afforded the quotes.
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I took a year out between A levels and Uni, and worked full time, saving as much as I could. That plus working part time whilst at uni mean that I could afford to run a car quite comfortably.

Certainly wasn't challenging.
 
Are students so rich, or motoring so cheap now, that running a car is affordable?
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My student loan combined with my grant doesn't even pay for the cheapest accomodation I can get my hands on. And my parents aren't exactly rich.
I do know one kid actually getting enough that he doesn't need savings or a job, but both his parents are unemployed so obviously, full grant and loan.

See if you can borrow a car for a few weeks? Go on as a named driver.

In fairness, it's still a hell of a challenge. I had a job around my studies at 17/18 and there is still no way I could have afforded the quotes.
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Not challenging, I'm working two jobs alongside college at the moment. Worked alongside studies since 16, 13 if you count 2 paper rounds. Working alongside studies next year. You just need a decent amount of hours, and not be afraid of early mornings working before college, or even nights.

I don't struggle to pay car insurance or run a car, I struggle to stick any money in my uni fund though, only managing about £200 a month at the moment.
 
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fonzee said:
move to an area where not everyone is out to stab you, problem solved. :p
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It's asim18, the colour winkie guy, wherever he is, people will try and stab him. :p

Tute said:
In fairness, it's still a hell of a challenge. I had a job around my studies at 17/18 and there is still no way I could have afforded the quotes.
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Not really. I worked 16-19 and had a car at 17 and insured it at 17 quite easily. Don't spend your money on much else and it's easy.
 
I don't understand all this saying its so hard, I worked 15 hours a week during my first year of college, made enough money for driving lessons and test, then I worked through the summer full time - made enough to buy and insure a car then passed my test that September. Bought my car with tax and test and had enough money to put some petrol in it every week.

Peugeot 306 1.6 - £500
Direct Line Insurance - £1700 (that hurt, was all summers money almost)
Did about 35-38 Mpg

Now I am at Uni, still working 14 hours a week (min wage :( ) and have just bought a new car , and still live an ok lifestyle. It just takes some hard work in my opinion, that and you have to really want it.
 
clv101 said:
Why spend student loan on car insurance? Isn't it to fund your studies?

Are students so rich, or motoring so cheap now, that running a car is affordable?
Wasn't so in my day! :p
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Nope, it still isn't - especially when studying in London. Student loan doesn't even cover accommodation costs. My course is also extremely tough compared to others, so there's literally no time for a part-time job. My parents are of the opinion that spending money on education is far more useful than on other stuff - which is why they paid for my driving lessons and test, rather than for a car.

To the OP, don't worry, you'll never forget how to drive - it's something that stays with you for life. I'm personally happy to wait till I'm working a well-paid full-time job so I can drive a nice car instead of some old bucket of bolts. :p Plus insurance will be a heck of a lot cheaper.
 
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