Which Tracker

5,

For the lulz I got a quote on my X reg Focus with a tracker and was £200 more expensive. I was definitely confused.com :confused:

for high risk Cars, like imprezas and nissan GTRs, its assumed the car is desirable to thieves and thus the premium reflects that risk. The fact that it has a tracker decreases the insurers calculated risk

If you have a low risk like, like a boggo standard audi, the insurers have calculated that the car is low risk. If you then tell the insurers you envisage it being stolen and want a tracker, then that ups the insurers risk assesment of high likely it is to be stolen.

As an example, i would guess a RS4 would be cheaper with tracker, as they have become the criminal underworlds car of choice as a getaway vehicle. But a Q5 s-line is probably going to be more expensive to insure.
 
A Q5 S-line whilst not in RS4 terretory is hardly a boggo A3, or focus or something and there are a number of reported thefts of both Q5's and their closest rival the LR Freelander 2 with the latter being even higher risk recently.
 
A Q5 S-line whilst not in RS4 terretory is hardly a boggo A3, or focus or something and there are a number of reported thefts of both Q5's and their closest rival the LR Freelander 2 with the latter being even higher risk recently.

there are numerous reported thefts of every car.

No matter what way you cut it, A Q5 is just one of the plethora of SUVs out there. It doesnt stand out for any particular reason. Its no more likely to get stolen than an A3. The target for organized car crime would be something like a Q7 V12 due to how big and how fast it is. The Q5 isnt really either.

dont believe me ? run some insurance quotes with or without the tracker and see if they give you a discount for having a tracker.
 
I'd only have a tracker if the insurance company mandated it. Found someone who will insure my M5 without, so cancelled my subscription to save some money. Tracker themselves are a real pain to deal with IMHO - very pushy when you want to cancel, and then kept billing me anyway!

Sometimes unfortunately though there is little choice. Would never bother on a mainstream car.
 
Cobra Trak5 is what I have, Thatcham 5, remote immobilisation etc etc. No loom issues with a GT-R, and very sensitive (roll 10 meters and your phone is ringing and the text alerts are coming in). Those that were not bothered about the loom went for the cheaper Tracker Horizon and Response and seem happy. I don't think anybody gets insured without one from the amount of discussion they generate.

Not really sure if it's the best thing in the world to have one but if the car is going to go, I guess I'd rather minimise the time the scum spend with it.



The problem you have is that every Cobratrak is fitted in exactly the same place when using the factory loom. If you know the location that nissan use, then you will know the location of every cobratrak in that model of car..

Same goes with r8's, new impreza's etc.....
 
Cobra Trak5 is what I have

Think this is what my folks got for their 911, mainly because it was Porsche approved.

Although he did get a call when he was driving it from the tracker company saying that his car was moving without the keys in the ignition. He politely informed them it must be a mistake as he was driving it at the time!
 
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I've never been offered any discount for a tracker.
Mate of mine had to have one on his Scooby - he couldn't get insured without one.



This is what I always found the situation to be: either you had to have the tracker or no insurance; or the insurance company didn't care and wouldn't give a discount for having one.


M
 
Fett - I can see your point about minimising the time they have it, it does seem to be swings and roundabouts. Not have one and hope its never found, or fit one and hope they dont get anywhere...

It's not something I would 100% recommend, it has it's pros and cons. The CobraTrak 5 has remote immobilisation so the thieves could have an hour blasting about in it and then the fun is over or maybe they would rip the tracker out or jam the signal and I'll never see the car again, they could try and low load it and I get a perfect car back quickly etc etc, there are a lot of variables so it's not as simple as you'll always have a ruined car returned to you and no comeback for damage with the insurance company. And cars without trackers get ragged and returned as well. I know that if the worse did happen and the car came back that I can have it checked out at a HPC including full engine diagnostics and I've seen the data they pull, it's ridiculously comprehensive so I'm fairly happy with the situation. I don't have trackers on anything else through personal choice which is pretty telling, only when required by the IC.

The problem you have is that every Cobratrak is fitted in exactly the same place when using the factory loom. If you know the location that nissan use, then you will know the location of every cobratrak in that model of car..

Same goes with r8's, new impreza's etc.....

If somebody wants your car, they'll have it. The way I had it explained was that the transmitter is in one of 80(?) places, if the tracker is removed from the loom then the car is immobilised. If it is true that every CobraTrak tracker on a GT-R is in the same place, it's a poor oversight from a Thatcham 5 rated device, but it's not a huge issue for me, there are other ways around a tracker apparently and if it's going to go, it's going to go...I've done everything reasonable to deter a thief and I pay insurance.

Think this is what my folks got for their 911, mainly because it was Porsche approved.

Although he did get a call when he was driving it from the tracker company saying that hsi car was moving without the keys in the ingnition. He politely informed them it must be a mistake as he was driving it at the time!

I rolled my car 10 meters last year, before it had come to a stop CobraTrack were on the phone to me, it's very sensitive it seems. Not had any problems apart from once when I had the tracker card in my pocket and got an alert after starting the car but it was the second card which hadn't been synched with the system. Apart from that, nothing.
 
[TW]Fox;16282554 said:
It's a diesel softroader not a Lambo. Audi RS4's are hot property because they are very useful in crime. Q5 diesels? I suspect there is no more theft risk than with the 'boggo A3'.
Q5s would be stolen to export, not to use for crimes in the UK.
Remember that thread the other month about a brand new Q5 being stolen. It was uninsured, etc..

Just because it's fast doesn't mean it's not desirable.
Lots of RHD 4x4s get shipped over to Africa.
 
what possible reason would a insurance company have to increase insuranse with a tracker? surely if the car is stolen with one, its found and then no new car/payout is required. If the car is stolen without then they would have to pay like 30000 or whatever it costs for a q5
 
Q5s would be stolen to export, not to use for crimes in the UK.
Remember that thread the other month about a brand new Q5 being stolen. It was uninsured, etc..

Just because it's fast doesn't mean it's not desirable.
Lots of RHD 4x4s get shipped over to Africa.

in which case once the car is in a container on a ship to cyprus a tracker is of no use whatsoever.
 
If somebody wants your car, they'll have it. The way I had it explained was that the transmitter is in one of 80(?) places, if the tracker is removed from the loom then the car is immobilised. If it is true that every CobraTrak tracker on a GT-R is in the same place, it's a poor oversight from a Thatcham 5 rated device, but it's not a huge issue for me, there are other ways around a tracker apparently and if it's going to go, it's going to go...I've done everything reasonable to deter a thief and I pay insurance.

We use a very similar on Bentleys at work called NavTrak (I believe NavTrak are owned by Cobra, so it might be exactly the same system?). We too have a universal location that is exactly the same for all late Continental cars with the loom installed on every car from the factory, regardless if the customer decides to join the service or not. Anyway, I've always wondered if it were possible to simply remove the unit whilst the car was running. The control module location isn't exactly difficult to get to, and from as far as I can tell the control module doesn't have any communication to the immobilizer side of things (seeing how the system doesn't need coding), I've always wondered what stops thieves from simply unplugging it. Although it does seem like our system maybe a bit more different than I realized, as I don't believe we have a remote switch off feature)

The older system I understand is far better. It was entirely upto the installer where the unit went. Standardisation of security devices don't really work...
 
My car has two trackers: one broke, and because (apparently) removing it is serious work, the Trackstar guy just fitted another somewhere else. This suggests that simply unwiring one might not be as easy as it sounds. And in my car it means 50:50 odds that any thieves remove the wrong one.


M
 
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