5,
for high risk Cars, like imprezas and nissan GTRs, its assumed the car is desirable to thieves and thus the premium reflects that risk. The fact that it has a tracker decreases the insurers calculated risk
If you have a low risk like, like a boggo standard audi, the insurers have calculated that the car is low risk. If you then tell the insurers you envisage it being stolen and want a tracker, then that ups the insurers risk assesment of high likely it is to be stolen.
As an example, i would guess a RS4 would be cheaper with tracker, as they have become the criminal underworlds car of choice as a getaway vehicle. But a Q5 s-line is probably going to be more expensive to insure.
For the lulz I got a quote on my X reg Focus with a tracker and was £200 more expensive. I was definitely confused.com![]()
for high risk Cars, like imprezas and nissan GTRs, its assumed the car is desirable to thieves and thus the premium reflects that risk. The fact that it has a tracker decreases the insurers calculated risk
If you have a low risk like, like a boggo standard audi, the insurers have calculated that the car is low risk. If you then tell the insurers you envisage it being stolen and want a tracker, then that ups the insurers risk assesment of high likely it is to be stolen.
As an example, i would guess a RS4 would be cheaper with tracker, as they have become the criminal underworlds car of choice as a getaway vehicle. But a Q5 s-line is probably going to be more expensive to insure.