No, it's illegal if they are the main driver and never actually drive the car. Being the main driver and adding your parents who may never drive the car is not illegal.
Car insurance nightmare
- Thread starter mufc802
- Start date
No, it's illegal if they are the main driver and never actually drive the car. Being the main driver and adding your parents who may never drive the car is not illegal.
No their phones are probably off at this time, I was doing it online.
How long have you actually had your license for? I've found that my premiums absolutely nose dived when I had my license for a year (regardless of NCB). As a result I'm looking at quotes of £1,700 to insure a 300BHP Imported Toyota Soarer, despite being in a crap area and not even being 19 yet 
. That's with admiral
Keep looking though. It looked bad when I was looking for first car insurance but I got lucky with Quinn Direct (Who seem to be completely random. I paid about £1100, although a friend took out a policy after passing a month after me and spent £2,300 to insure a slower, lower insurance group car
). I spent a fair bit less than £3,000 to insure my modified GTI and I was still in my first year of driving although that was on a classic policy with very limited miles.
. That's with admiral Keep looking though. It looked bad when I was looking for first car insurance but I got lucky with Quinn Direct (Who seem to be completely random. I paid about £1100, although a friend took out a policy after passing a month after me and spent £2,300 to insure a slower, lower insurance group car
). I spent a fair bit less than £3,000 to insure my modified GTI and I was still in my first year of driving although that was on a classic policy with very limited miles.Yep they are, i find using bells site gives me much lower quotes than the comparison sites normally by a few hundred quid
Young insurance sucks, my first year was £1850 on Direct Line (18yo), this year it's £650 (19yo) with Aviva.
Push your car value down a bit, for example saying it's worth £1000 could put you in a different insurance bracket to saying it's worth £950.
Push your car value down a bit, for example saying it's worth £1000 could put you in a different insurance bracket to saying it's worth £950.
How long have you actually had your license for? I've found that my premiums absolutely nose dived when I had my license for a year (regardless of NCB). As a result I'm looking at quotes of £1,700 to insure a 300BHP Imported Toyota Soarer, despite being in a crap area and not even being 19 yet
Keep looking though. It looked bad when I was looking for first car insurance but I got lucky with Quinn Direct (Who seem to be completely random. I paid about £1100, although a friend took out a policy after passing a month after me and spent £2,300 to insure a slower, lower insurance group car
Had the licence about 10 and a half months I think, so when I get the car in two months it will be a year. How much difference does it make?
Wow why did direct line tell me it would be £3,686 and I'm the same age???
What car, parking etc?
Mine's a non-modified 1.2 V reg Clio parked on a driveway most of the time with very low annual mileage.
Insurance is a complicated beast, based on much more than just age and experience - which is why your opening comment of it being "unfair" is a bit silly.
It's down to the combination of everything they ask you, something a lot of people fail to appreciate. Take Joshy's comment above about Quinn being "random" for charging his friend more on a slower car - randomness has nothing to do with it, if someone with his friends details is more likely statistically to have a crash than him then it's going to cost more - end of story.
That's a good point with adding a parent to insurance, adding my father to mine this year further reduced my quote by £200
