Taxation and me

Walkerie

Walkerie

Walkerie

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Hi all, just been into see the HM revenue people and theyve told me quite bluntly that there was nothing i could do about claiming a tax rebate without my p60 but i didnt really explain my situation to well.

Am i correct in thinking as a student at university I am able to claim my tax back at any given time? without having to wait like people with full time jobs?

I have earnt around 2.5k well under the 6,700 limit and have been being taxed i think 20% or whatever the EM rate is for the past 6 months, been trying to sort it with my employer but always false promises and never have had my tax code changed.

Where do i stand? as i am not able to work many more hours and am very short on money, I am owed around 700 atm, will I really have to wait for my employers p60s to come through? and then join the 10 week or so waiting list?
 
WalkeruK said:
...as a student at university I am...
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Correct me if I'm wrong but I don't think being a student has anything to do with it. If you're really hard up, your university should have a 'hardship fund' or similar you could get a few hundred quid from.
 
Doubt there's anything you can do without a P60 - being a student doesn't make you special.

You won't have paid tax at 20%, as you will have been given a proportion of your £6,475 personal allowance each month - only a part will have been at 20%. And if you've paid any national insurance, you're not getting any of that back.

If you earned 2.5k equally over 6 months from the same employer, I wouldn't really expect you've paid much tax at all (if any, if you filled in the P46 correctly).
 
csmager said:
Doubt there's anything you can do without a P60 - being a student doesn't make you special.

You won't have paid tax at 20%, as you will have been given a proportion of your £6,475 personal allowance each month - only a part will have been at 20%. And if you've paid any national insurance, you're not getting any of that back.

If you earned 2.5k equally over 6 months from the same employer, I wouldn't really expect you've paid much tax at all (if any, if you filled in the P46 correctly).
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Isn't the "Emergency Tax Code" 20% on everything?

It only adjusts to the correct rates when your tax code is issued?

[Edit] Like so...

BR
This code is an abbreviation of "Basic Rate". It is applied by HMRC to employees who are liable to pay income tax at the basic rate, i.e. 20%. You may be given this tax code if you have two jobs, or a pension in addition to your job. For one of the jobs or the pension you have a suffix code so that you receive your "tax-free pay"; in the other you must pay tax at 20% on all of the earnings. If you have two pensions, the state pension and an occupational pension, this code may be used to deduct tax from your occupational pension.

Your employer is also allowed to allocate this code for new employees in certain circumstances if HMRC has not yet provided an official tax code.

If you have this code, your employer is required to deduct tax at 20% from all of your earnings. You do not have any "tax-free pay".

Example: Your weekly earnings are £300. Your employer deducts £60 tax, i.e. 20% of £300.
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As for the OP...

WalkeruK said:
Hi all, just been into see the HM revenue people and theyve told me quite bluntly that there was nothing i could do about claiming a tax rebate without my p60 but i didnt really explain my situation to well.

Am i correct in thinking as a student at university I am able to claim my tax back at any given time? without having to wait like people with full time jobs?

I have earnt around 2.5k well under the 6,700 limit and have been being taxed i think 20% or whatever the EM rate is for the past 6 months, been trying to sort it with my employer but always false promises and never have had my tax code changed.

Where do i stand? as i am not able to work many more hours and am very short on money, I am owed around 700 atm, will I really have to wait for my employers p60s to come through? and then join the 10 week or so waiting list?
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From my experience of claiming tax back, they'll only listen to tax claims for the previous 12 months starting from April. So there's no point in going in there in say... October to ask for the previous five months tax back as they won't help you.

Also, they NEEDED a P60 from me before they would help as well. If you've lost it, I believe you can get a copy done for a small charge. Then pop into your local office and explain it to them.

My partner claimed tax back last year and they wouldn't help her one bit until she brought them her P60.
 
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Tute said:
Isn't the "Emergency Tax Code" 20% on everything?

It only adjusts to the correct rates when your tax code is issued?
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You'd only get a BR code if you filled in the P46 to say you have another job.

The 'Emergency Code' should be 647L (cumulative £6,475 allowance throughout the year) if you've ticked the box to say it's your first/only job of the tax year, or 647L M1/W1 (montly or weekly portion of the £6,475 allowance) if you say you've previously had another job in the year.

The 'Emergency Code' also happens to be the exact same code any normal employee would get if they weren't due any other deductions or allowances. There's a lot of misinformation that this is a 'bad' thing.

http://www.hmrc.gov.uk/incometax/emergency-code.htm
 
csmager said:
You'd only get a BR code if you filled in the P46 to say you have another job.

The 'Emergency Code' should be 647L (cumulative £6,475 allowance throughout the year) if you've ticked the box to say it's your first/only job of the tax year, or 647L M1/W1 (montly or weekly portion of the £6,475 allowance) if you say you've previously had another job in the year.

The 'Emergency Code' also happens to be the exact same code any normal employee would get if they weren't due any other deductions or allowances. There's a lot of misinformation that this is a 'bad' thing.

http://www.hmrc.gov.uk/incometax/emergency-code.htm
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Has it changed recently then? I've had numerous jobs over the past ten years and for each one, i've been given the tax code "BR" for the first few weeks until my tax code is forwarded on from the tax office.

At this point, you stop being taxed 20% on everything and fall into the normal rules (in my case, nothing as I was part time and well under the allowance).

As I say, my apologies if the system has changed (not started a job for a good five years now) but this was always my experience of it and something I just dealt with - and claimed the tax back at the end of the financial year.
 
Tute said:
Has it changed recently then? I've had numerous jobs over the past ten years and for each one, i've been given the tax code "BR" for the first few weeks until my tax code is forwarded on from the tax office.
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Not sure - I'm not involved in any payroll, I do corporate tax. But you shouldn't ever be put on BR unless you don't hand over a P45 or fill in a P46. But the employer should insist on having one of these before ever paying you. No idea whether this actually happens....
 
From what i've been told by management, BR is put in place until your tax code is allocated correctly - i.e it fills the gap between them employing you and their HR department being allocated a tax code for you.

I've normally gone in on the first day with my P45 from a previous job, but i've always had to wait at least four weeks before my tax is correct. :)
 
Tute said:
From what i've been told by management, BR is put in place until your tax code is allocated correctly - i.e it fills the gap between them employing you and their HR department being allocated a tax code for you.

I've normally gone in on the first day with my P45 from a previous job, but i've always had to wait at least four weeks before my tax is correct. :)
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All useless :p

Your P45 even HAS your tax code on it!

EDIT: Per this guidance, nowhere does it say to use BR if you're handed a P45. So who knows what they're up to!

http://www.hmrc.gov.uk/employers/p45-new-employee.htm#8
 
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I work for weatherspoons, when I applied i was still at another job, Only have the one job as i stopped as soon as I started at weatherspooins, Ive filled in one of the forms to get my code changed and havent heard anything back for months I have heard they are slow though, only thing is my employer told me late may at the earliest before p60s are sent out, and the revenue people told me its about a 10 week wait for funds to be processed.
 
mitch212k said:
You're under the ~6500 threshold so shouldn't be taxed at all.
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he knows this... but he was


your employer should really of sorted this out before the end of the tax year (assuming you gave them your old p45 or filled in the form to say its your first and only job of the year)


have fun with the tax office . they love to blatantly lie down the phone to you. i managed to get my emergency tax back without a p60 a few years ago but i cannot remember what forms i needed sorry
 
You should have completed a P38(S) if you knew you would only work through the summer, then you'd get a code that would have stopped you paying PAYE at all.

Shouldn't you be getting your P60 in the next few weeks anyway? When your old employer runs their year end they'll probably just post it to you.

You could complete a P50 but given it's so close to year end the tax office probably just wants you to wait for the P60 to avoid complicating matters.

Links of interest:
http://www.direct.gov.uk/en/Diol1/DoItOnline/DG_4017558
http://www.e4s.co.uk/docs/student-tax.htm

Isn't Google great ;)
 
Telescopi said:
You could complete a P50 but given it's so close to year end the tax office probably just wants you to wait for the P60 to avoid complicating matters.
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Afaik, P50 requires you to submit a P45 alongside, and is for when you've stopped working. Sounds to me like the OP still works there, so doesn't sound like an option.

Think it's just wait for P60!
 
I did fill in the P38S form and I then went onto PAYE and got all my tax back from my temp agency job week by week, ive been fully payed all that I was owed from them, going to give them a call in the morning and at least get my tax code changed somehow.
 
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