Insurer recommendations?

Clarkey · 14 Jun 2010 at 14:03

So, I need some insurance and nothing on the internet is getting anywhere near a good price. Cheapest is getting on for 200 more than last year, a total con.
I think I need to get on the phone, but who to call?

FWIW I'm 24, 2NCB, trying to insure an old 1.6 Mitsi Colt, a car with all the power of a wet fart, I do not think £700 is a reasonable price.

Berger · 14 Jun 2010 at 14:08

Its a standard UK car with no mods right, do you live in the ghettoooo (and his momma cries)?

Go compare, money supermarket, confused etc etc.

Admiral group are usually the cheapest for standard cars I found.

Maccy · 14 Jun 2010 at 14:15

Admiral, Bell, elephant - always cheapest for me.

Clarkey · 14 Jun 2010 at 14:34

Their prices through the comparison sites are not competitive, i'll give them a shot direct though.

Anyone heard of 1st Central? They quoted me 517, best so far.

Relentless81 · 14 Jun 2010 at 14:39

Try Sky insurance (google it nothing to do with TV people)

They are specialists in young drivers, modified and performance cars

Maccy · 14 Jun 2010 at 14:43

I just tried running a quote on 1st Central - they have the worst website ever. It has to process every time you input something and I was getting so many errors it was unbelievable. In the end it told me that I had to ring for a quote.

Berger · 14 Jun 2010 at 15:14

Clarkey said:
Their prices through the comparison sites are not competitive, i'll give them a shot direct though.

Anyone heard of 1st Central? They quoted me 517, best so far.

Surely they are competitive, just not as low as you would like? :confused:

If all the insurance companies are coming back with similar increased figures then that must be the risk they take you and your car/area to be?

Perhaps insurance has just gone up in your area/demographic.

Gaijin · 14 Jun 2010 at 15:31

Try Flux or Sky. They were the cheapest for me and my mates when insuring UKDM jap crap.

Obviously consider the strengths and weaknesses in doing so.

Sp00n · 14 Jun 2010 at 15:34

Maccy said:
Admiral, Bell, elephant - always cheapest for me.

^this, for the last 7 years or so they cannot be beaten on any quote I've been given!

Dup · 14 Jun 2010 at 15:37

A-Plan, Sky, Noel Dazely, Chris Knott, Greenlight, Adrian Flux.

Clarkey · 14 Jun 2010 at 16:28

thanks i'll try some of those

[TW]Fox · 14 Jun 2010 at 16:30

Sp00n said:
^this, for the last 7 years or so they cannot be beaten on any quote I've been given!

Ditto. Just dont know how they do it, this year they were HALF the price of everyone else at a stupidly low £381. I wouldnt insure me for that

Howard · 14 Jun 2010 at 16:31

Admiral and Bell always give me the cheapest prices (on 'standard' cars, not my modified MX5) too.

Clarkey · 14 Jun 2010 at 16:51

Bell = £817, definitely not competitive.

Will · 14 Jun 2010 at 16:54

What post code? I'm in WV3, getting quotes of around £700 on a modified Fiesta ST, at 24 with 2 years NCB...

Clarkey · 14 Jun 2010 at 16:56

Will · 14 Jun 2010 at 17:13

Should be a reasonable area/postcode for Wolves I'd say, its WV9/10/11 that I'd expect to be pricey. What sort of quotes are you getting for other vehicles?

Have heard Mitsubishi parts are pricey and that availability is not always the best, could explain why its high for the Colt but it still seems pricey to insure for what it is (with no disrespect to the car in question).

AJRimmer · 14 Jun 2010 at 20:23

Aviva + Quidco

PeterNem · 14 Jun 2010 at 20:27

Clarkey said:
Their prices through the comparison sites are not competitive, i'll give them a shot direct though.

So you've come here asking for advice without even pulling your finger out and trying the obvious places first?!

LOAM · 14 Jun 2010 at 23:54

More than have beaten every other quote I've had for the last 3 years + life time no claims now with them.