Buying a car on Friday - Can I just put it on my debit card?

MrLOL said:
Not bragging, but the VXR was paid on card, for a 5 figure sum,
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Wow really? You had 5 figures cash laying around for the VXR? I always thought it was on a big finance deal hence not having enough money to get a new clutch and being forced to sell it. Or was the cash from the loan?

Not sure why people would spend huge money on debit cards except when buying a car when I agree its the best way, for all other stuff why use a debit card when a credit card offers you increased benefits and increased protection. I never spend more than £100 a time on a debit card, it all goes on credit card!

Certainly wouldnt be paying for airline tickets and hotels using a debit card.
 
[TW]Fox;16809092 said:
Wow really? You had 5 figures cash laying around for the VXR? I always thought it was on a big finance deal hence not having enough money to get a new clutch and being forced to sell it. Or was the cash from the loan?

Not sure why people would spend huge money on debit cards except when buying a car when I agree its the best way, for all other stuff why use a debit card when a credit card offers you increased benefits and increased protection. I never spend more than £100 a time on a debit card, it all goes on credit card!

Certainly wouldnt be paying for airline tickets and hotels using a debit card.
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Indeed, I find it quite alarming the amount of people I know who don't understand credit cards and the benefits of using one. Very annoying when I go to pay on a credit card and get a condescending "putting more on a credit card are we." *slap*
 
I personally use a credit card for all small purchases where possible, then pay it off in full at the end of each month. Better protection on purchases and against fraud, plus I guess it might help a bit with credit ratings. Use a debit card sparingly, because after all it is directly linked to the account with all your money in. :p
 
Minstadave said:
Going to splash out on a new car this Friday, but hadn't actually thought of how to pay for it. Can I just give them my debit card? Do I need to let the bank know first?


Thank you for any help :)
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It should be fine. I've done a few big payments on my debit card (Car purchase at Honda garage, and then 2 sets of initial rent and deposit payments).

I called Nationwide prior to buying the car at the dealers, but they said it wouldn't be an issue.

If it does anything it will say refer to merchant and you'll just have to do some verification checks
 
Paid on my card this afternoon, the bank rejected the transaction but a quick phone call and it was sorted. Even managed to remember my password from about 8 years ago!

The A3 is a beast, I had a bit more fun today than on the test drive, never driven a turbo car before so when I put my foot down I was a bit underwhelmed, a second later I was flying! It's pretty rapid. Even cruising at motorway speeds it feels so leisurely. Have set up the satnav to tell me off when I stray a little too fast.
 
[TW]Fox;16809092 said:
Not sure why people would spend huge money on debit cards except when buying a car when I agree its the best way, for all other stuff why use a debit card when a credit card offers you increased benefits and increased protection.
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Woah, slow down there. If you're paying with a Visa Debit, you're still covered under Visa's chargeback scheme. Most large purchases will can also attract a fee for putting them on a credit card because the bank charges them a percentage, whereas debit cards are typically flat rate (e.g. 30p per transaction) so the retailer/website won't add anything on.
 
Minstadave said:
never driven a turbo car before
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Surely you drove other turbo cars when you were test driving to make sure you were buying the right car :confused:

Did you just wander in and sign for the first A3 you found or something?

Seems like you've lucked your way into a half decent car by jumping at the first thing you've driven because it felt so much better than your 1 litre Corsa. Everything feels better than a 1 litre Corsa. Luckily not much damage done because the A3 isn't a bad car, but it seems you've ended up with a decent car by chance and not through judgement :confused:
 
[TW]Fox;16825989 said:
Surely you drove other turbo cars when you were test driving to make sure you were buying the right car :confused:

Did you just wander in and sign for the first A3 you found or something?

Seems like you've lucked your way into a half decent car by jumping at the first thing you've driven because it felt so much better than your 1 litre Corsa. Everything feels better than a 1 litre Corsa. Luckily not much damage done because the A3 isn't a bad car, but it seems you've ended up with a decent car by chance and not through judgement :confused:
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I don't contribute much to motors, but going on your previous form you seem to have quite an aggressive style, so I won't rise to it. My job doesn't afford me a lot of free time and I'm no car freak so I didn't mess around. I read around, looked at plenty of cars and test drove the Audi because it's the only one in my price bracket that ticked all the boxes. I liked the way it looked, the interior, the way it drove and it was held in high regard, so I said thank you very much.
 
Pointless going over it because you managed to get something decent, so on this occasion driving more than one car probably wont have acheived much (IMHO the A3 is the best sub £10k premium hatch in 2.0T form) :)
 
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