Paypal

Jimmy1983 · 12 Jul 2010 at 23:41

I notice that a lot of online shops are now offering to use Paypal...is there any advantage over a debit or credit card? :confused:

Captain_Slick · 12 Jul 2010 at 23:42

ste2005 · 12 Jul 2010 at 23:49

use a credit card, much safer, and your not at the mercy of paypal is something goes wrong

benftl · 12 Jul 2010 at 23:52

Jimmy1983 said:
I notice that a lot of online shops are now offering to use Paypal...is there any advantage over a debit or credit card?

I suppose the only advantages would be one might feel safer paying with PayPal than handing over their card details to the retailer, and a retailer who only accepted credit cards and PayPal would be giving those with a debit card the possibility to checkout.

Jimmy1983 · 13 Jul 2010 at 00:00

ste2005 said:
use a credit card, much safer, and your not at the mercy of paypal is something goes wrong

Yeah I need to get in the habit of using my CC...I always use my DC. Dont you have to spend over 100 quid on your CC tho to gain the benefits?

Tute · 13 Jul 2010 at 01:22

Paypal is about the unsafest way you can pay someone.

sanaxe1 · 13 Jul 2010 at 01:30

Most people know and have a paypal account due to ebay. So when they see paypal they automatically think its safer then the site processing their card.

PhillyDee · 13 Jul 2010 at 01:34

No, thats completely untrue.

Its convenience. Username, Password, press confirm and then your done.

No need to type in name, address, card details etc.

Its just lazyness!

grudas · 13 Jul 2010 at 02:02

PhillyDee said:
No, thats completely untrue.

Its convenience. Username, Password, press confirm and then your done.

No need to type in name, address, card details etc.

Its just lazyness!

exactly.. i use paypal for small purchases like less than £15.. any more and i dont mind adding my info.

Jamesbcd · 13 Jul 2010 at 02:21

I use it sometimes when I don't have enough money in my current account. Then I have a few days to pay in, as my debit card is linked to my paypal account.

Taziir · 13 Jul 2010 at 04:59

Does PayPal have that 45 day refund timer for CC payments through them as well as for regular paypay payments?

mast3r · 13 Jul 2010 at 10:05

paypal is easy yes, but your risking it.
The PayPal policy is very unfair and you can find yourself out of pocket (if you are a seller atleast)

Nexus · 13 Jul 2010 at 10:18

That's certainly true, but that's mainly because Paypal favor the Buyer, thus using PayPal as a way of payment is actually fairly safe, because they will side with you if something does go wrong.

mast3r · 13 Jul 2010 at 14:27

Nexus, indeed, you are right there, many times i have been left in the mud, when i have sold an item, sent special delivery and able to provide Paypal with the recipients signature, paypal still refunded the buyer.