Appying for a grant

spicytender

spicytender

spicytender

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18 Jul 2010
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Well the other week I completed my UCAS application for a foundation degree at my local college, I am going through clearing.

I now need to apply for a grant.

There is so much info on google.

Who do I apply for it with?

Reagrds
 
Grants are means tested via your parents salaries so if they are high earners all you can get is the maintanence loan which means you pay back a lot more at the end of your degree. You need to sort a student finance application out via the website moses99p linked you and apply for a tuition fee loan for however much your university charges (normally £3225 but can be slightly more depending on the uni) then you need to apply for the loan and grant.

Due to being 20, your parents salaries will be taken into account and if you don't fill that information in, you won't get a grant at all (you dont pay a grant back, you do a loan though + tuition fee's)

Also, if you did well in college in your A levels, remember to tick the box which mentions sharing your information with the university right at the end of the application as you can get a nice £1000 bursary which you don't need to pay back which comes in rather useful.
 
Moses99p said:
Everyone should tick that box, tbh. I got a couple of bursaries direct from my uni, which I wouldn't have got if I hadn't ticked the box. There are loads of different kinds, not just academic performance ones, which the uni will give to you if you meet the criteria (they do all the checking work).
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Should yeah, half the people I know at uni didn't bother though :D
 
They will set a max loan you can have based on your circumstances and the course itself. If its a foundation course at a college I'm not sure you'll get £5k + tuition fee's to be honest.

Your meant to spend the money on the course and living costs so they don't exactly factor in blowing it all on a car lol.
 
From a very quick play with the student loan calculator it popped up with this

Maintenance Loan - Paid directly to you £2885 with a £1906 grant

Thats the absolute max you'll get at your age living with your parents on a 30k combined salary
 
James J said:
From a very quick play with the student loan calculator it popped up with this

Maintenance Loan - Paid directly to you £2885 with a £1906 grant

Thats the absolute max you'll get at your age living with your parents on a 30k combined salary
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so that £2885 is what I spend on what I like

and the £1906 pays for the course?




My course is £1,890 per year... do I get that £1906 every year?
 
spicytender said:
so that £2885 is what I spend on what I like

and the £1906 pays for the course?




My course is £1,890 per year... do I get that £1906 every year?
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no you get the loan and grant yourself, the tuition fee loan you never see as its paid directly to the college. That means your total debt would be £1890 + £2885 (as the grant is none repayable) and thats still quite a lot of debt.

Sorry if I may have misjudged you with the following opinion I'm going to express, but its worth saying. Are you actualling doing the course because you really want to do it or just to get the cash easily for a new car? If its the later I seriously wouldn't look into this if I was you!
 
Globul said:
What happens if you will be 23 when you want to start Uni when does 'Adult' status kick in at uni's?
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25 then your classed as a mature student and the student loans company classes you an individual instead of needing parental consent etc. Before I got my course upgraded due to my grades, I could have had a £2906 grant this year with a £2300 loan whilst living at home (and my combined parents salary is around 70k, which is vastly above the cutoff point for grants).

Don't have to worry about any of that now :P
 
James J said:
25 then your classed as a mature student and the student loans company classes you an individual instead of needing parental consent etc. Before I got my course upgraded due to my grades, I could have had a £2906 grant this year with a £2300 loan whilst living at home (and my combined parents salary is around 70k, which is vastly above the cutoff point for grants).

Don't have to worry about any of that now :P
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okey dokey cheers, I'll probably just do what my mams says and I say I live with my dad (Welders salary)
 
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