Finance haters gonna hate :-)
- Thread starter Flukester
- Start date
You helped with all your advice and you don't drive
I'm gonna bow out now and run back to the bikers forum, was fun, maybe I'll make a video review of the purchase and post on the tube for you all
Oops, I guess Fox explaining what the salesman didn't about your 'deal' was a bit too much.
Fox, you don't have a clue about my financials..... So little point trying to work things out for me. I do ok thanks
As for the bonds post above, WTF
If hes wrong maybe you should enlighten this thread with some facts about the deal you got.
it could stop some of the abuse or more likely fuel it further.
Either way i don't comprehend car finance it always looks bad on paper im surprised anyone uses it.
I use credit cards and i have had loans and i have a mortgage but car finanace jsut seems to be one big **** take.
I've just saved up for the car I want and got by with £500 bangers in the meantime.
Fox, you don't have a clue about my financials..... So little point trying to work things out for me. I do ok thanks
As for the bonds post above, WTF
I find it hard to believe that you "do ok" with money when you don't understand what a fixed bond is.
What has that got to do with anythingCan you leave until you buy and drive your own car ?
. As I have stated several times before I work in the industry and as a result know quite a bit about cars.
Could have got one of these for much cheaper: http://www.pistonheads.com/sales/1968431.htm
Older yes, but far cooler and will not depreciate anywhere near as quick.
Older yes, but far cooler and will not depreciate anywhere near as quick.
What has that got to do with anything
Dude, you're not even old enough to have an NI number IIRC, how can you work in the industry unless you're washing them?
![[TW]Fox](/data/man-of-honor/2009.png){kind=avatar}
I've not posted your financials, I've posted the financials of your deal based on what you have told us.
By paying it off in 2 years time you are paying £1500 of interest in order to have the difference - £1100 - available to you for that 2 year period between now and when you pay it off. Infact as others have rightly pointed out the amount available is even less really, as there is opportunity cost through lost interest on the savings.
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Nothing wrong with learning from the ground up
He's not doing himself any favours though. A 14 year old posting in a thread about car purchasing going 'I work in the industry' serves no purpose other than to provide light comic releif.
If it's just a simple loan secured against the car you can actually get some reasonable rates comapred to an unsecured loan from the banks.
Can you just explain what it is you do in the industry to put everyone's minds at ease?What has that got to do with anything
To be fair, given the reputation of the forum I'm sure the OP knew he was muppet baiting with the thread.
Haha
Nothing wrong with learning from the ground up
Of course not, I was working at 13, but I'd never have claimed i was working In journalism
Of course not, I was working at 13, but I'd never have claimed i was working In journalism
I was a Printed Media Distribution Agent at 14
When have I claimed I was working in journalismOf course not, I was working at 13, but I'd never have claimed i was working In journalism
I work as an unpaid assistant to a sales person at a car dealership. I'm just building up experience
When have I claimed I was working in journalism
They're referring to paper rounds and making inane jobs sound more impressive than they really are.
Like you say 'I work in the industry', when really you probably don't do much work beyond photocopying and making the tea.
I work as an unpaid assistant to a sales person at a car dealership. I'm just building up experience
What do you assist him with, heated beverage preperation?
When have I claimed I was working in journalism
I work as an unpaid assistant to a sales person at a car dealership. I'm just building up experience
Do you mean your dad lets you help after school, theres no shame in that...