Finance haters gonna hate :-)

Morba said:
That you learn to read. I can't be assed on this phone searching through your posts.
Have a look through yourself, arrogant and I'm sure there has been some unwarranted abuse.
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Arrogant how :confused:. I along with everyone else saw the OP for the troll that he was and replied accordingly.
 
Chiiives said:
Yet more insults, you are now implying that I cannot read. And yes I do realize that isn't the point you where trying to make.
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Having said it multiple times, you either cant read it or you fail to understand or retain information. That's an observation, not an insult.

70 odd posts, no wonder i can't be assed lol
 
brucey034 said:
So the original price, plus the interest, plus the depreciation = one very pricey little car.
Ouch.
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Very much so, especially to just have a low monthly payment.
My one comment would be if a car was needed so quickly, his dad must have been very busy to really try 10 cars in total!
 
Morba said:
Having said it multiple times, you either cant read it or you fail to understand or retain information. That's an observation, not an insult.

70 odd posts, no wonder i can't be assed lol
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There is no unwarranted abuse there, the OP was an obvious troll.
 
If it was me, and yes its not, but each to there own.
I would try and return it if poss ? and start again. save yourself a few grand.
I think the salesman saw you coming ?
Was he exited for you when you signed ?
As an ex Toyota sales executive (many years ago) I bet he was happy.
Can anyone give the guy advice how to return it ? if its poss ?
 
The finance will come with a cooling off period, I think it's 7 days, but I'm not 100% sure tbh. Anyway by law it has to have it, so he can get out of it this way. Which I would strongly advise him to do, assuming any of it is even true. It's a bad, bad deal.
 
Captain_Slick said:
You could have gotten a brand new Fiat Panda delivered to your door for less...
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Much better car as well.

All this talk of cooling off period is silly - the OP is clearly very happy with his purchase, he seems to be aware he could have got much better but would rather have been shafted than done his own research of spent some time on it.

Funny thing is I bet he spends more time looking for a £400 holiday that he can now go on than the £9.5k finance deal for his car.
 
Peerzy said:
Much better car as well.

All this talk of cooling off period is silly - the OP is clearly very happy with his purchase, he seems to be aware he could have got much better but would rather have been shafted than done his own research of spent some time on it.

Funny thing is I bet he spends more time looking for a £400 holiday that he can now go on than the £9.5k finance deal for his car.
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I hope he holds back the tears when he gets his trade in value, when he buys his next car ;)
 
I'm not buying the figures, it must be about 13% APR for 5 years to get £150 a month for £7K based on a £9.5K repayment.

Can you still get 7% APR loans these days? That would work out around £165 a month for 4 years for £7K, with a total repayment of £8K..

Mind you, I'd wager an almost identical reaction if he'd at least gone for a more normal/efficient financing option..
 
im sure he said he will have paid it off within 2 years, which would mean a hefty deposit.
cant find the post in all the many that have been made in this thread!
 
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