Yeah, and good luck to the fire brigade ever actually seeing that money. It'd end up being paid back at $2 a week, so he'd probably end up dead long before the fire brigade get their $3000.
End result? Net loss for the fire brigage. Well done to them for sticking to their principles/policies. At the end of the day, occasionally, examples just HAVE to be made.
Americans are on the whole massively against state interference in their business, hence this strange state of affairs. Fair enough, the guy maybe got 10 years without paying his fire insurance, maybe longer! In the end, he paid the price. Silly man.
If these people would let somebody's house burn down for the sake of $75/year do you not think that they would be on this person like a rash for the money and a much larger amount will be required to pay back per week before they call in the bailiffs.