But the 2.0T is only £1k cheaper.
So remapping it plus a new exhaust would make the VXR a better choice anyway...
Where are the good deals to be found?
- Thread starter no_1_dave
- Start date
But the 2.0T is only £1k cheaper.
So remapping it plus a new exhaust would make the VXR a better choice anyway...
Insignia VXR is 4x4 so will sadly wear all the tyres equally.
at over £200 each
The wear would be slower as unless its in VXR mode 90% is front wheel.
Also, you dont break with the rear wheels.
Year one - front tyres
Year two - 4 tyres
Year three - front tyres
etc
Thats how i'd imagine it, I maybe wrong though.
I've never had a car less then 5 years old or as powerful that needs to be kept serviced so i'm guessing there are costs I havent considered.
![[TW]Fox](/data/man-of-honor/2009.png){kind=avatar}
It seems that you have suddenly come into a quantity of cash you have never had before and are not used to and are applying the same logic to It as you would more normal amounts of money.
There are far better things to do with 20k than blow it all on a Vauxhall that will be worth 10k in 2 years time.
There are far better things to do with 20k than blow it all on a Vauxhall that will be worth 10k in 2 years time.
When i think of some of the truely nice cars you could buy for 20k, especially as you dont seem to mind running costs being up a bit, i cant quite understand why you would want to blow it on a Vauxhall that is depreciating like a brick.
What planet are you on ?
http://www.pistonheads.com/sales/1904484.htm
http://www.pistonheads.com/sales/1792759.htm
And thats just with a quick browse of PH because i'm at work and cant look at autotrader. Its obvious you've got the complete blnnkers on here, you're making stuff up in your head to re-assure yourself that your making the right decision.
Because I plan to keep it a long time so the amount of depreciation will be similar regardless. The only way i'll be changing the car in under 5 years is if I manage to save money (which I struggle with) or if I take it on finance with the balloon payment at the end, then switch my car every 3 years so i'm always paying monthly which at the moment is only a small temptation.
I would want the 4x4
Also, I have no idea where i'd even start looking for the remamp and exhaust i'd need.
Edit: If I wasnt wanting 4x4 then there are some very good deals on auto trader.
Where would I get the remap & exhaust? I've never done that sort of thing...
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Problem isn't even so much the 20k.
the problem is the 20k car that becomes a 10k car very quickly. Vauxhalls depreciate terribly, which shows no sign of stopping while dealers are knocking 10k of list price for new cars to get customers in.
Spend 20k if you want, but not on something that will depreciate like a new Insignia VXR will.I bought one, but at just over 18 months old when it done most of its depreciation. I bought mine for just under 13k, there are still fetching just under 10k nearly 2 years further on.
Thats a depreciation of about 3/4k, but the poor bloke who bought mine new, lost over 12k !!
the problem is the 20k car that becomes a 10k car very quickly. Vauxhalls depreciate terribly, which shows no sign of stopping while dealers are knocking 10k of list price for new cars to get customers in.
Spend 20k if you want, but not on something that will depreciate like a new Insignia VXR will.I bought one, but at just over 18 months old when it done most of its depreciation. I bought mine for just under 13k, there are still fetching just under 10k nearly 2 years further on.
Thats a depreciation of about 3/4k, but the poor bloke who bought mine new, lost over 12k !!
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[TW]Fox;17578666 said:
Because I wont be in the position to again.
Things like the mortgage etc are paid monthly & happily come down in time, however when I have money I spend it on things I like. You never know whats going to happen so if you save everything then something happens you havent been able to enjoy yourself as much as you could.
So i've decided to take my misses & daughter on a holiday to Canada for 2 weeks, pay off a few credit cards & buy a nice car. I will try & save any extra I have left but in reality it will probably get wasted on PC bits that I dont need etc so may as well spend any extra on the car & get the top. Hence the VXR
if you've got money, that you're not going to be in a position to spend again, this is even more reason not to waste it all on a vastly depreciating asset.
Seriously, it sounds like you've come into some money and its burning a hole in your pocket. DONT WASTE IT !
Seriously, it sounds like you've come into some money and its burning a hole in your pocket. DONT WASTE IT !
Because I wont be in the position to again.
Things like the mortgage etc are paid monthly & happily come down in time, however when I have money I spend it on things I like. You never know whats going to happen so if you save everything then something happens you havent been able to enjoy yourself as much as you could.
So i've decided to take my misses & daughter on a holiday to Canada for 2 weeks, pay off a few credit cards & buy a nice car. I will try & save any extra I have left but in reality it will probably get wasted on PC bits that I dont need etc so may as well spend any extra on the car & get the top. Hence the VXR
Get something a bit older thats had the sting taken out of it.
Go the whole hog and get something nice if its a once off thing and you can spend a few quid running it.
That's what i'm doing.
The reason i'm not looking at BMW's & Audi's is that they are too expensive to maintain compared to a Vauxhall and Vauxhall's have never failed me. I've driven other cars. I hate Ford with their rust and the round keys just annoy me, 2 of the 3 I have owned had the key break or jam in the fuel cap. Mitsubishi are very expensive if anything goes wrong, Renault always have electrical problems, I dont like the look of the VW's except for the golf but i'm not after that shape.
I can completely agree with people when they say I could get an Audi etc. I know Audi/BMW's are made to a higher standard so naturally they would be top choice however I dont want the running/servicing costs that tag onto them. I like the drive & feel of the insignia, especially the VXR. Its fun to drive & has all the modern functions I want. Even though it is slightly pricey for the upkeep I cant see it costing as much as the above.
Soldato
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I drove an Insignia VXR. It was completely devoid of any character or passion, had lifeless steering, didn't feel as fast as the figures would suggest and I really didn't like the interior (although I can't remember why, now, really, think it was the seats and the dash layout).
Just my 0.2c. Mind you, I see that's probably been echoed a few times in this thread anyway, what with all the alternatives..
If you bought one new for £34,000, in 3 years and 60,000 miles it'd be worth about £10,000. So if you have to, buy one second-hand. Save yourself a fortune. It is expensive car to run as well, high tax too - £435 a year!
Just my 0.2c. Mind you, I see that's probably been echoed a few times in this thread anyway, what with all the alternatives..
If you bought one new for £34,000, in 3 years and 60,000 miles it'd be worth about £10,000. So if you have to, buy one second-hand. Save yourself a fortune. It is expensive car to run as well, high tax too - £435 a year!
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You have no idea. Really, you dont. You are spending £20,000 you'll likely never have again in your entire life on a whim based on a load of what I can only describe as rubbish.
What makes you think an Insignia VXR is going to be cheap to run? You seem to be under the impression it isnt a 300bhp 4x4 performance car which takes £200 a corner tyres and does 20mpg. You are right in that BMW's and Audi's can be expensive to run but the point you miss hugely is that the Insignia is NO CHEAPER.
How much is a major service on the VXR? Do you even know?
Judging by your attitude to money ('I can't really save', 'I'd only blow it on something useless if I didnt spend it on a car') you'll likely never be in a position to have this sort of money again so for goodness sake do something useful with it instead of buying a car which in 2-3 years time will be an out of warranty millstone around your neck costing you a fortune every time something breaks or it needs tyres or a service.
The fact you have a mortgage and have/had credit card debt and kids makes this even more of an issue.
Please open your eyes. If £20k was a sum you could easily replace with savings then why not splash out but you've admitted yourself it isnt!
What makes you think an Insignia VXR is going to be cheap to run? You seem to be under the impression it isnt a 300bhp 4x4 performance car which takes £200 a corner tyres and does 20mpg. You are right in that BMW's and Audi's can be expensive to run but the point you miss hugely is that the Insignia is NO CHEAPER.
How much is a major service on the VXR? Do you even know?
Judging by your attitude to money ('I can't really save', 'I'd only blow it on something useless if I didnt spend it on a car') you'll likely never be in a position to have this sort of money again so for goodness sake do something useful with it instead of buying a car which in 2-3 years time will be an out of warranty millstone around your neck costing you a fortune every time something breaks or it needs tyres or a service.
The fact you have a mortgage and have/had credit card debt and kids makes this even more of an issue.
Please open your eyes. If £20k was a sum you could easily replace with savings then why not splash out but you've admitted yourself it isnt!
I know the servicing costs 
Stupid thing is that modern E90 3 series will be on conditional servicing, which can work out cheaper than the VXR which needs minor, then major, then minor, Then BIGGG service, every 12 months. (ie 1st, 2nd, 3rd & then 4th year service)
Stupid thing is that modern E90 3 series will be on conditional servicing, which can work out cheaper than the VXR which needs minor, then major, then minor, Then BIGGG service, every 12 months. (ie 1st, 2nd, 3rd & then 4th year service)
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