but out of that money will eventually also need to go on a new car. holidays and toys come out of my non savings so I don't just spend it all on fancy holidays.Thanks to this thread, I just went through my bank statements for the last few months and realised that a school didn't pay my July and August invoices.
This is what happens when you quit being freelance, go on holiday and immediately start a new job and then proceed to forget to check your bank statements properly.
Thank you OcUK - you've just made me discover I'm a grand down!

Fortunately for me its >80%. This is due to opting to become "mobile" which within my company means i am available for long term international assignments. This could be somewhere really crappy like Nigeria, or somewhere awesome like Australia/Singapore/Calgary or somewhere. Ive been in Dublin since 2008 which is pretty sweet, accomodation + all bills is provided so i dont really spend much at all - long may it continue!

They could send you anywhere in the world, yet you get stuck in Dublin? Unlucky![]()
0 atm as anything left over at the end of the month gets paid off the mortgage.