Permabanned
- Joined
- 8 Feb 2004
- Posts
- 4,539
Hi
I hardly post in motors, however I do realise there is a knowledgeable bunch of people in here to offer advice etc.
Long story short, I was involved in an accident 2 years ago. The third party said we could call it £800 and 'forget about it', however my car had damage and as I was fully comp decided to take the loss of no claims on the chin and handle it through i insurance... I believe I even asked for people opinions on here.
Anyway, I ended up admiting fault because, well it was my fault! Insurance company paid out, I got my car repaired, my insurance went up which is fair enough. 2 years later i.e. today I recieved a letter through the post because the third party is taking me to the small claims court for damage to his car, legal expenses etc.
Obviously the first thing I did was to call my insurance company who said they have the claim on record, they have paid out a to the third party for his vehicle, along with hire car and (probably) fabricated injury claims and I should contact the person who settled my claim on monday (past 5pm when I called).
So a few question: Is this a common thing for people to do i.e. seeking further money even after a pay out from insurance? Are people normally succesful with such claims? Obviously I will contact my insurance again on Monday but what is the best way to proceed with such a matter?
I hardly post in motors, however I do realise there is a knowledgeable bunch of people in here to offer advice etc.
Long story short, I was involved in an accident 2 years ago. The third party said we could call it £800 and 'forget about it', however my car had damage and as I was fully comp decided to take the loss of no claims on the chin and handle it through i insurance... I believe I even asked for people opinions on here.
Anyway, I ended up admiting fault because, well it was my fault! Insurance company paid out, I got my car repaired, my insurance went up which is fair enough. 2 years later i.e. today I recieved a letter through the post because the third party is taking me to the small claims court for damage to his car, legal expenses etc.
Obviously the first thing I did was to call my insurance company who said they have the claim on record, they have paid out a to the third party for his vehicle, along with hire car and (probably) fabricated injury claims and I should contact the person who settled my claim on monday (past 5pm when I called).
So a few question: Is this a common thing for people to do i.e. seeking further money even after a pay out from insurance? Are people normally succesful with such claims? Obviously I will contact my insurance again on Monday but what is the best way to proceed with such a matter?
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