Have students actually got anything to complain about?
- Thread starter Van Hellseek
- Start date
That depends entirely on your circumstances after you graduate. Some, especially the lower earners will be better off, both short term, (monthy in their pocket) and long term (the actual real amount they will have repaid before the 30yr cap).
So to say that some will not be genuinely better off is also a fib.
Everyone is being blinded by the total debt rather than looking at actually how much THEY will repay in reality.
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Isn't 30 years cap only for those who don't earn above 21k a year?
No.
I'm in the cheapest accommodation at my uni with the highest possible loan for my parent's tax bracket/earning bracket.
I get £4900 for the year, my accommodation instalments mean I am left with circa £200 for a term, end of September to end of January...
If my parents weren't helping me I couldn't be here.
£18 a week for student zone 1-2 oyster, £20 a week food shopping....soon adds up..
I know plenty of people with rich parents who don't help them, also, the kids who went to private schools getting the full £6000 loan and maintenance grants and bursaries.
Fiddle it more, please.
I get £4900 for the year, my accommodation instalments mean I am left with circa £200 for a term, end of September to end of January...
If my parents weren't helping me I couldn't be here.
£18 a week for student zone 1-2 oyster, £20 a week food shopping....soon adds up..
I know plenty of people with rich parents who don't help them, also, the kids who went to private schools getting the full £6000 loan and maintenance grants and bursaries.
Fiddle it more, please.
Have you got a part time job ?
Doesn't £300 per month student loan repayment = someone on a gross salary of £55k? If so my heart bleeds for the hardship this person has to live on, on their £2.5k net wage payment every month.
Any sympathy i had for these petulant children evaporated when one of their "leaders" in a TV interview excused the violence as a natural result of "the government oppressing us for so long" (July ?)
When these people join the real world and see half of their income being skimmed off to pay for things they largely don't use, then we'll have a talk about fairness.
When these people join the real world and see half of their income being skimmed off to pay for things they largely don't use, then we'll have a talk about fairness.
I had some small amount of sympathy from the start for them, but then looked at the situation and saw that something needed to be done about the cash situation this country is in, so I was more in favour of the cuts, and the increase in maximum charge for fee's, but the way they've portrayed themselves on the TV, radio, and the ones I saw in the centre of Newcastle, just eroded any sympathy there was left for them from me. And I'm very much in favour of what the government has proposed.
Indeed, but those people who will be better off are those who everyone is moaning at for wasting their time at university and not getting a well paid job?castiel said:
I think it's right that those who can afford to pay more should pay more to an extent, but the argument coming from my oposition frequently seems to be:
That pretty much sums it up from where I stand.
These posts are just thoroughly ridiculous, sorry.
In summary, you thought the proposals were unfair, then because a number of people who you don't even know were students caused havoc, it is now right to support the proposals simply to spite all students? lol?
the one who doesnt go will most likely be signing on down the job centre so not paying for anyones uni. they are also statistically less likely to be as high an earner in later life .
have you looked at the current jobs available for 18 year old college leavers ? if you have then you will understand why so many are worried that they will be forced into huge debts for uni
Indeed, but those people who will be better off are those who everyone is moaning at for wasting their time at university and not getting a well paid job?
Not necessarily, not every low paid occupation that either requires or can use a degree in a relevant subject is highly paid. Those people include social workers, science researchers, and so on. It depends on whether you only measure worth and success in fiscal terms alone, you do not sound that shallow to me.
It is not about whether the degree allows you obtain a well paid job, but that you use the degree whatever it may be. Taking a degree at someone else's expense just for the experience I find selfish, that's a personal opinion that you may disagree with, but as with all opinion it's subjective.
But if we look at the proposals and take a graduate who for whatever reason uses that degree in an occupation that pay the average wage throughout his/her career. The average wage is currently £25948 (ONS stats for Sept 2010), if we assume an inflation increase across the board for the term of the repayment/30years, that graduate would repay £13230 (at current buying power) for their tuition fees over that 30 years (when the remainder is written off).
This is not going to impact their annual or monthly income to any degree so I fail to see what all the fuss is really about.
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I
In summary, you thought the proposals were unfair, then because a number of people who you don't even know were students caused havoc, it is now right to support the proposals simply to spite all students? lol?
Nice attempt at putting words in my mouth.
The sympathy was more around the fact that we all are feeling the pinch, and as such i felt a certain amount of empathy.
Now less so, given that people are actually loosing their jobs and not expressing their feelings by smashing the place up. But then, the people loosing their jobs are adults and not petulant children.
These posts are just thoroughly ridiculous, sorry.
In summary, you thought the proposals were unfair, then because a number of people who you don't even know were students caused havoc, it is now right to support the proposals simply to spite all students? lol?
No, when I first heard about them "OMG £9k a year, blah blah, blah..." I was like, that's not very fair, but then I actually look at the situation we're in and said "ohh look, the country is a big crap sandwhich at the minute, and everyone's having to take a bite regadless if they want to or not, and it's only a maximum of £9k a year, not a flat £9k a year" so I said the proposals the government are making are fair, because fee's may go up, but go up on something which people pay with a loan anyway. A loan where payments aren't made until you earn a certain amount anyways, and the debt which can be wiped off if they don't pay it back, and you don't get balliffs kicking your front door in and nicking your stuff if you can't make a repayment.
Saying I thought it needed to be done doesn't mean that wipes out all sypmathy I had for students when the proposals were made, but then you see them throwing their toys out their prams and acting like buffoons, and disrupting so many peoples lives, just hammers the final nail in the coffin from me, for any sympathy held for them.
fair point, apologies
I'm not whining. I'm agreeing with you in part, there are 2 major points, did you only read the first one?
you don't think they have a point at all? not even with Scotland and Wales getting off scot free (pardon the pun) as it were. I've no objection to paying for education (in the long run), but the double standards must sting a little. Bear in mind here i'm talking about student protest in general, not the rioting.
B@
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You do not need to attend university to be a high earner, neither of us did and it hasn't held us back.
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You're not taking account of probable wage rises there are you? It seems fairly unlikely that most will earn the average wage over the whole course of the repayment period and therefore repay roughly that amount (adjusted for inflation though it may be). However the calculations allowing for potential or probable wage rises would rely on some seriously hefty assumptions to reach a final salary figure and the path/amount of time taken at each increase.
The only reason I'm asking is not because I expect you to actually try to calculate it but because presenting figures in this way can make it appear less or more onerous depending on what assumptions you take.
That's just a whole different argument that, lol, best left for another thread.
But I disagree with them getting free higher education, and not English students, it should be the same for all, i.e. everyone has to pay for their own higher education regardless if you study in England, Wales, or Scotland.