Travel Insurance Recommendations

  • Thread starter Thread starter LiE
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LiE

LiE

LiE

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Got my honeymoon booked for September this year and I'm looking at travel insurance but have no idea who is good. I could really use some recommendations. Thanks.
 
I use the insurance that comes with my current account (first direct) - I've even had to make a claim for £xxx, no issues :)
 
jbloggs said:
You can get quotes from Here and Here
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Op is clearly looking for first hand recommendations, I'm sure (s)he is well aware of moneysupermarket!

@ Op: I used Tesco's travel insurance for last year for my stag - was cheap quick and easy. Can't comment on whether they are any use with regards to making a claim though.
 
Don't pick the cheapest. Don't pick Irish companies. I personally recommend HSBC through my packaged current account. But it may not be suitable for you.

I remember them taking an advert out in the papers to say "Yes we will cover for the volcano" when Iceland attacked, the cheapo insurance companies didn't.
 
Columbus Direct are great for 1 or 2 trips a year .... if you need longer cover than your bank may hold a better benefit cause they have other benefits as part of the deal.

Since you're going on a cruise you'll probably need to pay a little extra for an adventure sports upgrade cause scuba diving, etc aren't covered by a normal package.
 
The Halk said:
And you got £0 worth of cover.
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Wow, 15 reviews.

I guess it depends what you buy travel insurance for.

For me, travel insurance is to cover the costs of urgent emergency medical treatment whilst I am away. That is all I want.

I'm not covered for dropping my phone in the toilet in this country so I don't need to pay to receive such cover when travelling. I also don't pop to Thomas Cook and exchange £1000 in cash at a crap exchange rate which I then lose in the hotel, so I don't need cover for that. I arrange all my trips independantly, so I don't need cancellation cover, as I rarely travel with more than just the first nights hotel booked anyway

So I'm actually more than happy with the level of cover provided for the amount of money charged and a bunch of people crying about how they didnt get a payout because it snowed doesn't really change that for me :)

I honestly think that peoples level of expectation from travel insurance is quite ridiculous. They seem to want to cover everything they ever possibly do simply because they are in a different company - why? Are you covered if you leave your wallet in whetherspoons? No.

So why is this suddenly super critical when you travel abroad?
 
There's been 2 events recently which if they had happened whiole you were travelling you would have lost a significant amount of money. The volcano and the snow. If you had worthwhile travel insurance you'd have been ok. Because mine is part of a packaged account it's difficult to quantify how much it costs me, because other parts of the account benefit me. But if I was to buy it separately I'd happily pay much more than £22 for it.
 
If you were flying with an EU Airline, you would have been entitled to accomodation and expenses if you were trying to get back home, or a refund if you were trying to leave the UK. No travel insurance was required for that - and the vast majority of travel insurance policies, some quite expensive, refused cover for the volcano anyway.

People stuck in, say, America when the volcano went off who were travelling with British Airways for example, had accomodation provided until such time as they could fly home. At zero cost.

If I suffered an injury in the USA and required medical treatment, I am confident the policy I have purchased would cover me for this. This is pretty much my main motivator for purchasing travel insurance - most other problems can be solved without it and those that cannot are rare enough for it not to be worthwhile for me to purchase a considerably more expensive policy.
 
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[TW]Fox;18144700 said:
If you were flying with an EU Airline, you would have been entitled to accomodation and expenses if you were trying to get back home, or a refund if you were trying to leave the UK. No travel insurance was required for that - and the vast majority of travel insurance policies, some quite expensive, refused cover for the volcano anyway.
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They wouldn't cover your car hire costs, your hotel costs etc. My travel insurance as I said above took out a newpaper advert to make it clear they were paying out for it.
 
The Halk said:
They wouldn't cover your car hire costs, your hotel costs etc.
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They would not cover your car hire costs - but then neither would travel insurance cover you for extra days car hire to extend your holiday due to a natural event - but the airline *WOULD* cover your accomodation costs, or any other reasonable expenses. They are legally required to do this under European Law if they are an EU Airline.
 
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