The settlement just relates to my injury. Not the value of the car. I will indeed give Helphire another call. 
I am actually tempted to write a letter (nothing nasty/threatening) just saying i'm glad she's seen sense but expressing my disappointment at why she's had to drag out the inevitable for a month and put it through her letterbox

I am actually tempted to write a letter (nothing nasty/threatening) just saying i'm glad she's seen sense but expressing my disappointment at why she's had to drag out the inevitable for a month and put it through her letterbox