Insurance claim dispute

The settlement just relates to my injury. Not the value of the car. I will indeed give Helphire another call. :)

I am actually tempted to write a letter (nothing nasty/threatening) just saying i'm glad she's seen sense but expressing my disappointment at why she's had to drag out the inevitable for a month and put it through her letterbox
 
The settlement just relates to my injury. Not the value of the car. I will indeed give Helphire another call. :)

I am actually tempted to write a letter (nothing nasty/threatening) just saying i'm glad she's seen sense but expressing my disappointment at why she's had to drag out the inevitable for a month and put it through her letterbox

I wouldn't, I'd keep all correspondance through the official channels. Just look forward to the settlement cheque and move on.
 
The biggest problem with insurance nowadays is that even if the person was in the wrong they will still try their luck and not accept liability. Too many people at fault get away with their bad driving and other's obviously don't mind trying it.

And yeah insurance companies aren't in a rush to get your claim sorted.
 
And yeah insurance companies aren't in a rush to get your claim sorted.


Have to say my experience with Kwik Fit (who use Zurich) was really good at sorting my claim. Was quite straightforward being at fault with no-one else involved but acciedent on 17th Dec with Cheque due to arrive tomorrow i thought was good considering the snow and Xmas holidays.
 
so the police wouldnt do anything where she drove away from an accident where you were injured ??

I would complain to the chief constable and get this bint charged!
 
She didn't drive away, her car was left there, she literally vanished whilst i had my back turned collecting witness info from 2 ladies who stopped,i later found out someone else at the scene who knew her took her home and said she was that much in shock she forgot to give me her details. (the 3rd partys side of events)
 
yeah i would take what you feel is just. I had a smash a few years back when a learner driver with her mom in the car pulled out right infront of me at a junction (she was driving home from work, not sure her insurance would cover that!). It was all her fault and she admitted liability and i even got a phone call from her dad saying sorry.

Her insurance company got me to get some qoutes to repair my car, being a limited and modified range rover it wasnt going to be cheap, the qoutes came back well over the value of the car but it was still drivable and i wanted to keep it. I wasnt claiming any injuries and only wanted my car back to where it was before the smack.

They told me it was write off because one of the wheels had a chip in it and they no longer made them = over £1000 for just 4 new wheels.

In the end i took a cash settlement for me to fix it myself that now im older and wiser should have rejected as it was a 'one time limited only offer' LMAO. Good job i had a few friends in the scrap industry and walked away with over £1000 in my pocket. But this didnt include my time to fix it and that the replated chrome bumper is now rusting!

I would counter any offer they make, giving them new 'costs' for your misfortune created by their customer. That way its in their best interests to make it quick as the claim will be growing by the day. Play them at their own game (if you can wait!).

BTW, my range rover was drivable after my smack, but crushed the little 106 very bad knocking the engine out of the front wing. When i got out the mom asked if she should reverse the car out of the main road. I told her not to bother lol
 
Fleeing the scene of an accident is the same as driving away, there's very little (if any) difference in law.
 
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