with the way OP speaks about his epic money handling i can only see paying £272 a month for 5 years for a dull hybrid being a total failure.
I don't have any problem managing what I need its controlling what I have it that's the problem if that makes any sense, i.e I know at all times I have to have at least enough in my account to cover all bills I will be receiving that month (i.e WoW sub, mobile phone bill, etc) and so adding the £272 to the "do not go below" limit wouldn't be a problem.
My problem is when the is non-needed money sitting in my account I start looking at new phones, computer upgrades, holidays, I spend more on nights out, etc. Basically paying bills I can cope with, saving I suck balls at.
Thats pretty tragic if the first bill that pops into your head is WoW subs![]()
5 years is a long time what happens if at any point you lose your job?
Diesels are not a consideration for me with the way our car allowance/benefits system works. Out of pure interest what weould you expect from an insight at a cruise controlled 70mph?![]()
If it's anything like my Auris I 'only' average about 44mpg from it, doing 80% motorway stuff just sat at 70-ish day in day out.
It's pants compared to an infinitely more pleasant-to-drive conventional diesel though....and even compared to a conventional petrol it's a bit of a struggle as the CVT box is just an annoyance, although it is quite easy to drive.
10k got me a brand new yaris I get to keep at the end of the finance agreement.
Buy a car within your means
Assuming the Auris is a hybrid, I bet it would be much better than a normal petrol Focus if it was sat in stop-start traffic all day. The motorway is not a place to compare hybrids and conventional vehicles.Thats pretty pants compared with anything really, a normal petrol focus will manage that :/ What a pointless car if thats all it does!![]()
Assuming the Auris is a hybrid, I bet it would be much better than a normal petrol Focus if it was sat in stop-start traffic all day. The motorway is not a place to compare hybrids and conventional vehicles.