House & Mortgage advise

_Jimlad_ · 8 Feb 2011 at 11:38

My wife purchased a house in 2006 and with a very low deposit, i think the rate is fixed around 6% or 7% for five years. Which ends in May time i believe. The question is what to do next? is it worth fixing again or falling onto interest only? we are currently doing well money wise both earning and neither of us have any debt. I however am not on her mortgage as they wanted 500quid in fee's plus other add-ons

any advise welcome, we would like to get a better rate and get me on the mortgage.

cm1179 · 8 Feb 2011 at 11:40

_Jimlad_ said:
any advise welcome, we would like to get a better rate and get me on the mortgage.

make an appointment with your mortgage adviser
on the day of the meeting, knock on the door, enter, say your pleasentries and then tell him/her exactly what is in the quoted message

[FnG]magnolia · 8 Feb 2011 at 11:41

mortgage value vs 500 quid fee?

Greenlizard0 · 8 Feb 2011 at 11:44

Yeap that.^

By the way, it's advice. When you want some of it, somebody will advise you.

_Jimlad_ · 8 Feb 2011 at 11:46

Greenlizard0 said:
Yeap that.^

By the way, it's advice. When you want some of it, somebody will advise you.

grrrrrrr go nick a car scouse

_Jimlad_ · 8 Feb 2011 at 11:49

cm1179 said:
make an appointment with your mortgage adviser
on the day of the meeting, knock on the door, enter, say your pleasentries and then tell him/her exactly what is in the quoted message

yeah i think we will need to make an appointment, i know very little about all of this, i guess its better to see an inderpentant one?

[FnG]magnolia;18419073 said:
mortgage value vs 500 quid fee?

for me its not like that, we married in the summer, at present if things went wrong i would not be interested in her house or money. However long term its wise to get me on there, we decided £500 was silly as we kinda wanna move away from them.

Narj · 8 Feb 2011 at 11:50

London & Country are good, might want to consider them as an option. Was really happy with them myself.