Buying a car with no tax.

ash_scotland88 · 16 Feb 2011 at 19:26

Just wondering how things work?
Say if I bought a car without tax (has MOT) and would be looking to buy tax straight away, how would I do this without having the V5 in my name? Or does it just get registered with the car?

Cheers m'deers.

mattyfez · 16 Feb 2011 at 19:35

It should already be SORN, unless the tax has litteraly just run out.

How old is the car, any how much much mot has it got? Does it have a decent service history?

A lot depends on the bigger picture, but it's certainly wise to wonder why there is no tax on it.

ash_scotland88 · 16 Feb 2011 at 19:43

Still trying to find out more information (well just emailed the guy)

Been sitting idle since october, due to buying new car, but looking to get rid of, hence the low price below.
"test" has 4months. (guessing he means MOT)
2000 pug 306 1.8Meridian, seized breaks, and couple of scrapes on bumper £350.

[TW]Fox · 16 Feb 2011 at 19:43

You can tax it with the new keepers supplement.

but it's certainly wise to wonder why there is no tax on it.

It's common to have no tax on a used car.

ash_scotland88 · 16 Feb 2011 at 19:51

Whats the new keepers supplement?

Sorry trying to google.

Andy90 · 16 Feb 2011 at 19:57

Everything you need to know.

http://www.direct.gov.uk/en/Motoring/OwningAVehicle/HowToTaxYourVehicle/DG_069680

Janesy B · 16 Feb 2011 at 19:59

mattyfez said:
A lot depends on the bigger picture, but it's certainly wise to wonder why there is no tax on it.

On the owner's drive and no point taxing it if it's not being used?

ash_scotland88 · 16 Feb 2011 at 20:03

Andy90 said:
Everything you need to know.

http://www.direct.gov.uk/en/Motoring/OwningAVehicle/HowToTaxYourVehicle/DG_069680

Cheers, next thing Iam confused by.

If I was to buy it, obviously need to tax it on the day to drive it home, but for tax I need to prove insurance, surely this would also be purchased on the day buying the car?

Janesy B · 16 Feb 2011 at 20:04

ash_scotland88 said:
Cheers, next thing Iam confused by.

If I was to buy it, obviously need to tax it on the day to drive it home, but for tax I need to prove insurance, surely this would also be purchased on the day buying the car?

Ask the owner to tax it if they still have insurance.

Fuzz · 16 Feb 2011 at 20:28

Insure it and drive the thing home..
People worry far too much.
*This may not be perfectly legal.

If you want to be all legit about it, fill in the V5 with the old owner.
Tear off the section you keep.
Post the large section to the dvla
walk to post office
hand over tear off slip, MOT, Insurance docs.
pay for tax disc.
Walk back to the car
Drive home

ash_scotland88 · 16 Feb 2011 at 20:32

Scubascorpion said:
Insure it and drive the thing home..
People worry far too much.
*This may not be perfectly legal.

If you want to be all legit about it, fill in the V5 with the old owner.
Tear off the section you keep.
Post the large section to the dvla
walk to post office
hand over tear off slip, MOT, Insurance dosc.
pay for tax disc.
Walk back to the car
Drive home

Haha, cheers, but I thought I needed to prove I have insurance, proof I won't have if buying and insuring on the same day surely?

Fuzz · 16 Feb 2011 at 20:34

best you insure it now then and give yourself time for cert to come through the post..

or just drive it home anyway, like I said

thepeganator · 16 Feb 2011 at 20:37

ash_scotland88 said:
Haha, cheers, but I thought I needed to prove I have insurance, proof I won't have if buying and insuring on the same day surely?

Should be able to print off something if online, if not it will show up as insured on the NPC/insurers database when you go to the P.O.

GT3 · 16 Feb 2011 at 20:38

Or buy the car within post office hours and if you are going to buy it just get the bloke to tax it with his docs, but then if he isn't insured on the car any more this might be a problem.

It is a bit of a pain in the arse, I have to get a friend with a traders policy when I buy a car without tax.

GT3 · 16 Feb 2011 at 20:39

thepeganator said:
Should be able to print off something if online, if not it will show up as insured on the NPC/insurers database when you go to the P.O.

The post office demand you have a proper certificate, also it can take a day or two to show up properly on the insurance database.

ash_scotland88 · 16 Feb 2011 at 20:49

Sounds like a lot of effort, confusing effort!

mattyfez · 16 Feb 2011 at 21:10

ash_scotland88 said:
Sounds like a lot of effort, confusing effort!

Indeed. It could be the owner has fallen on hard times. But it does pose questions..

Janesy B · 16 Feb 2011 at 21:12

No it doesn't! It's common for people not to tax something they are selling!

Wicksta · 16 Feb 2011 at 21:16

GT3 said:
The post office demand you have a proper certificate, also it can take a day or two to show up properly on the insurance database.

I've taxed cars with a printed off certificate a few times - in fact Swiftcover don't even send you a hard copy, you are expected to print it yourself.

[TW]Fox · 16 Feb 2011 at 21:18

mattyfez said:
Indeed. It could be the owner has fallen on hard times.

I am the fussiest car buyer ever as most people here know, I judge *everything* down to the brand of tyres because I think almost everything about a car tells you about the owner.

No tax tells you only one thing - the tax has expired.