im on a low wage 16k ish. im due to move into a friends flat with him. the rent is 250 a month. it will be pretty tight on my wage so i was wondering if i am illegible for housing benefit or some tax credits? not sure where to look on this one could i try the citizens advice bereau?(sp)
housing benefit question...
- Thread starter ants83
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£250 is tight on a salary of 16k? I'm sorry what? Where is your money going? At 16K you should will taking home over 1K a month.
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lol you think 250 a month is a lot? you're in for a bit of an eye opener. you may be entitled to tax credits, depending on your circumstances but if you're thinking 250 is a lot, i wouldn't advise you to move in. 250 a week on 16k is easily doable, i can only assume you are paying off monthly debts? if this is the case, i'd advise you clear them first.
Indeed.
Your taking home roughly £1000 a month though.
about 900 ish. well, people tell me im going to struggle it appears not if i go by here.
will be about £800 after i pay debts.
so would everyone say £800 is do-able then? thats the question i really need to know
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my mrs lives alone paying £450 rent plus all bills on top including a loan she has and shes on £14000 a year
youll have no problems!!
If you had said that you had a car and a loan to pay for I imagine people would be slightly more understanding, still though it depends how people define "struggling".
Off the top of my head I don't think you're eligible for anything. Maybe a bit of tax credits, but unless you have kids I doubt it.
£250 on that salary is totally do-able, even after your loan. And if it's tight then - shock - do less fun things so that you can afford it.
£250 on that salary is totally do-able, even after your loan. And if it's tight then - shock - do less fun things so that you can afford it.
I assume you'll only be paying half towards the bills? (as your moving in with a friend?!)
If so.. I cant see the struggle even with a loan to pay (unless the payments on that are like £500) ..
I'd love to only be paying £250 in rent + my loan off
If so.. I cant see the struggle even with a loan to pay (unless the payments on that are like £500) ..
I'd love to only be paying £250 in rent + my loan off
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In a word, no.
I assume you'll only be paying half towards the bills? (as your moving in with a friend?!)
If so.. I cant see the struggle even with a loan to pay (unless the payments on that are like £500) ..
I'd love to only be paying £250 in rent + my loan off
yeah he said it was £100 for rent and gass. leccy, water each week. loan is 250 . so i guess i will cut back on certain areas. cheers for the help.
THIS!!!!!!1111111ELEVEN!!!!!
well, people get benefits in coucil houses. help with there council tax. i dont agree with it, but in todays world when the polish ect get benefits if there is any to have im going for them, even if i do work all week, which is what many dont.
I paid £475 pcm for a house (plus gas / electric / water / phone / TV / internet etc on top) when I was a PhD student, and was bringing in £1025 per month. I'd say your situation should be more than do-able
The main thing is that you'll need to get used to your money being there to sustain yourself, rather than being all disposable income. My brother, for example, lives with my parents still (he's 27). He's on a similar wage to you (~15k IIRC), and could easily afford to live by himself, or share with friends. But then he would have very little spending money; the £900+ that he can spend on "toys" every month would just evaporate to pay for the essentials of life. Having lived with our parents for his entire life, he can't get his head around the notion that he could earn money and not have it there to spend at the end of each month. Not wanting to generalise too much, but I think this attitude is quite common among people looking to move away from their parents for the first time...
The main thing is that you'll need to get used to your money being there to sustain yourself, rather than being all disposable income. My brother, for example, lives with my parents still (he's 27). He's on a similar wage to you (~15k IIRC), and could easily afford to live by himself, or share with friends. But then he would have very little spending money; the £900+ that he can spend on "toys" every month would just evaporate to pay for the essentials of life. Having lived with our parents for his entire life, he can't get his head around the notion that he could earn money and not have it there to spend at the end of each month. Not wanting to generalise too much, but I think this attitude is quite common among people looking to move away from their parents for the first time...