Cracked windscreen - TPFT

Dracata · 3 Mar 2011 at 15:49

My windscreen has a massive crack in it, it's heated so will cost £450 to replace outright, as I'm TPFT (more fool me).

I've just upped my coverage from TPFT to Fully comp (today).

Can I wait a couple of weeks and claim? Would they pay out?

DM · 3 Mar 2011 at 15:50

Yea of course, give it a month then bang in the claim.

kae2 · 3 Mar 2011 at 16:03

Yup, just make sure you do it before your MOT.

Participant · 3 Mar 2011 at 16:06

Isn't this fraud?

DM · 3 Mar 2011 at 16:06

Robbie G said:
Isn't this fraud?

What are you a copper

Participant · 3 Mar 2011 at 16:07

Might be

.

Burnsy2023 · 3 Mar 2011 at 16:13

DiamondMark said:
What are you a copper

He doesn't need to be a copper to know it's wrong.

Pen66 · 3 Mar 2011 at 16:16

You could do but it might look a bit suspicious though.

Alternatively you could look for a windscreen at a scrappy.

Janesy B · 3 Mar 2011 at 16:17

Someone could tip off the IFB using the name & address returned from a WHOIS enquiry on your personal domain

DM · 3 Mar 2011 at 16:21

Burnsy2023 said:
He doesn't need to be a copper to know it's wrong.

He asked a question i answered it.

Anyway im terribly sorry for having that dishonest thought, im going to do my best to sleep tonight.

Participant · 3 Mar 2011 at 16:27

DiamondMark said:
He asked a question i answered it.

You didn't answer it though. I honestly don't know if it's technically classed as 'fraud' or not

.

zooankski · 3 Mar 2011 at 16:38

I would claim in a few weeks and then feel good about actually getting something useful out of my premium

ubersonic · 3 Mar 2011 at 16:49

Robbie G said:
You didn't answer it though. I honestly don't know if it's technically classed as 'fraud' or not .

I would assume it to be, if you lie about your health to get life insurance then die of a known condition they can refuse to pay out so I would assume its the same with this.

DM · 3 Mar 2011 at 17:16

Robbie G said:
You didn't answer it though. I honestly don't know if it's technically classed as 'fraud' or not .

Sorry yes i suppose it is fraud, but i can live with that as part of my premium is made up of lots of other peoples lies and im now past caring because insurance in this country is ****ed and never getting better.

Thats why i dont care how much Mike from the Isle of White claims, get on with it.

mjt · 3 Mar 2011 at 19:17

Robbie G said:
Isn't this fraud?

Here comes the waaaaambulance..

Participant · 3 Mar 2011 at 19:43

If that's how you want to describe someone that dislikes subsidising other people's poor risk management decisions with my own insurance premiums, then yes, I'm a waaaaambulance.

crinkleshoes · 3 Mar 2011 at 21:23

Other people's fraud is one of the reasons our insurance premiums are so high in this country.... that and our road insurance system is inherently flawed.

I would be very tempted to up it to fully comp and claim... it is most definitely illegal... but insurance is daily robbery to begin with... I would feel rather good about doing it

But maybe I'm just a bad person...

Mucky_Pup · 4 Mar 2011 at 06:38

Hasn't there been cases of this going on peoples claims records and them not being to happy about it, doesn't effect your no claims bonus, but still goes down as as a claim against you and effects any future premium.

SB118 · 4 Mar 2011 at 07:48

Janesy B said:
Someone could tip off the IFB ....

Who will do exactly sod all, i've emailed them twice and spent nearly an hour on the phone to them giving registrations, address, names and dates of a fronted policy, fraudulent NCB, details of a fraudulent claim, etc, etc.

Sum result? Naff all, fraudster gets paid out, policies still in force.