Buying a Macbook Pro tomorrow!

It's a bit silly that they don't give you 3 year Applecare warranty through HE if you buy in store as opposed to online. What's the difference?
 
Correct. You must buy it online via a HE network to get the 3 year hardware warranty (not Applecare).

Not correct. I bought a Mac Pro in December [in store] and it has the three year warranty. Bought a new Mac Mini [when they were updated] in the same way and it had three year warranty also.
 
The 13" doesn't deserve the Pro branding. You will notice the difference. The GPU in the 13" will be shocking compared to the 15's proper GPU.

Depends what usage, for an every day uni student the 15" is fairly overkill, in terms of weight/size/battery life.
 
The 13" doesn't deserve the Pro branding. You will notice the difference. The GPU in the 13" will be shocking compared to the 15's proper GPU.

I'm guessing for games?

I've the 13" and as a non gamer it's perfect. In fact, a noticeable upgrade over my old laptop.
 
I won't be using it for any high end games, if anything.. CSS, however I do a bit of web developing/CAD work and I am now looking into music developing/djing as a hobby so I am sure it will come in handy there, but as I said - it's primarily for my commute to uni every week. As I am a part time student it's quite a lengthy train journey so for this reason it'll allow me to put that time to good use instead of having to do uni work in my free time on top of my full time job. Seems sensible :p

If any of you are wondering why I am talking in the future tense, I have decided to postpone my purchase until Sunday due to it being slightly unpractical to travel 100 miles after work to the nearest Apple store lol. I shall let you know if I am able to get AppleCare for 3 years on Sunday to clear that up incase anyone else is curious?
 
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I shall let you know if I am able to get AppleCare for 3 years on Sunday to clear that up incase anyone else is curious?
Remember that AppleCare is not the same as basic hardware warranty. AppleCare includes telephone tech support, which most of us geek types probably don't need.

When you buy from the Higher Education online store, you get 3 years hardware warranty for free, with the option to upgrade it to AppleCare for £40 odd.
 
£40 quid for three years? No thanks.

*spits out long contracts from his mouth*

I don't see the problem myself - it's just the same as paying the full amount up front but easier on the cash flow? By offsetting the student discount with the 15% interest, I am effectively paying the RRP but just over 3 years.

Remember that AppleCare is not the same as basic hardware warranty. AppleCare includes telephone tech support, which most of us geek types probably don't need.

When you buy from the Higher Education online store, you get 3 years hardware warranty for free, with the option to upgrade it to AppleCare for £40 odd.

Ahh.. Yeah I don't need phone support, just hardware warranty - I shall ask about that. Thanks.
 
I don't see the problem myself - it's just the same as paying the full amount up front but easier on the cash flow? By offsetting the student discount with the 15% interest, I am effectively paying the RRP but just over 3 years.

Well it's a question of your view, my attitude is it sounds like you're paying with money you don't yet have and assume you will earn, however reasonable that assumption, in my view it's bad practice.

Finance has a place when it allows you to spread the cost for cash flow purposes or delay the capital expenditure but £40 a month for 3 years doesn't seem wise on either grounds. If you can't afford that now then, in the nicest possible way, you're buying a luxury product with money you don't have, which is questionable. I don't want to lecture but £40/month for 3 years can't be logical unless you're really strapped for cash (in which case, bad idea, full stop), surely over 12 months would be more logical, not to mention cheaper?

And as with all these schemes, it preys on the stupid and lazy somewhat, a bank loan for the same amount will almost always be cheaper...
 
Well it's a question of your view, my attitude is it sounds like you're paying with money you don't yet have and assume you will earn, however reasonable that assumption, in my view it's bad practice.

Finance has a place when it allows you to spread the cost for cash flow purposes or delay the capital expenditure but £40 a month for 3 years doesn't seem wise on either grounds. If you can't afford that now then, in the nicest possible way, you're buying a luxury product with money you don't have, which is questionable. I don't want to lecture but £40/month for 3 years can't be logical unless you're really strapped for cash (in which case, bad idea, full stop), surely over 12 months would be more logical, not to mention cheaper?

And as with all these schemes, it preys on the stupid and lazy somewhat, a bank loan for the same amount will almost always be cheaper...

As far as I am aware, according to someone from Apple when i gave them a call, the 15% interest rate is the same for 3 years as it is for 12 months.

Surely it's the same principle as people financing a car for example? People don't have the money to pay upfront for a £30k car lets say.. but are still happy to pay on a monthly basis.

At least an Apple laptop will have a decent resell value and won't depreciate as much? If worst comes to the worst I could sell the laptop for a decent figure and reduce my losses? Pretty sure it won't come to that though.

Also.. a bank loan at my age would have about 22% interest.. well, with HSBC anyway.
 
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After giving Apple a call earlier today I have decided to buy a 15.4" Macbook Pro tomorrow under educational pricing and financing it for 3 years - works out at about £40 a month.

Now, what I am wondering is what sort of documentation will I need to take tomorrow for them to do the necessary credit checks at the store? Has anyone financed an Apple product before that would be able to give me some guidance?

Cheers!

Did you get it in the end? I'd be inclined to wait a bit and get a 13". They are due for a refresh and the £300 odd you'll be saving would be worth it.
 
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