Do you do internet banking on your phone?

[tntcoder]

I am quite the opposite.
i would never chance internet banking ona mobile, I don't udnerstand the security in that fashion, and am not clear on 3g veresus wifi for security, so simply wouldn't risk it.

It's all safe, but I don't like doing that kind of stuff on a phone because they are so easy to lose and have enough personal data on as it is.

 

[jon86]

I use the First Direct iPhone app (which is really simple and very easy to use) sometimes. It forces you to log in every time it is opened, even if you just switch to it using 'fast app switching'.

 

[J.B]

It forces you to log in every time it is opened

Sounds like a good idea to me

 

[Bassmansam]

No, only because HSBC don't seem to support it. There's no app, for Android anyway, and the website would be far too clunky on a small display.

It's been optimized for mobiles now.

 

[Montala]

Am also with HSBC but always do mine from a PC.

Strange how some (usually older) people still think that any form of on-line banking still carries a major security risk!

 

[paulh]

Nope.

Mostly as i have no need to though.

 

[Vonhelmet]

Yes. It uses ssl and mobile connections are encrypted themselves, so I'm not at all worried about it from a security point of view.

 

[Ironic Namesake]

No, only because HSBC don't seem to support it. There's no app, for Android anyway, and the website would be far too clunky on a small display.

HSBC Malaysia has a great easy to use mobile interface.

However rarely use it as usually have access to my laptop, I don't think security is an issue as I need to use the key to generate an authorisation code to do any transactions

 

[Jez]

There is also the added factor that on the occasions which i have tried to transfer money outside of my own accounts from within the online banking, it locks the account if signed in from my non home fixed broadband IP address.

So no not worried at all, even if someone could get all the way in it wouldnt matter. And thats forgetting the fact that 1) nobody is likely to be bothering to snoop, 2) its SLL encryped, and 3) 3G connections are encrypted.

 

[wez130]

I use it on my phone yes.

 

[Strife212]

What security reasons?

He actually said "Not for security reasons"

 

[Billy1280]

I dont anymore, but i did use the text service once.. and since then i've recieved a text every day without fail letting me know that "text services are currently unavaliable"..

 

[Larkspeed]

Nope simply because I can't be bothered to carry around the electronic key I would need to access it.

In this country online banking uses an electronic key which you have to unlock with a 6 digit code.

Then after unlocking it, on the website you put in the serial number of the key and it gives you a 6 digit number.

You punch this number into the key and it gives you a different 6 digit number which you then put into the website.

If that final number is right you have access to your accounts

This is very secure as only your key will give the right number based on the original 6 digit number and since you secure that key with it's own pass code it makes it impossible to crack

 

[Jez]

Nope simply because I can't be bothered to carry around the electronic key I would need to access it.

In this country online banking uses an electronic key which you have to unlock with a 6 digit code.

Then after unlocking it, on the website you put in the serial number of the key and it gives you a 6 digit number.

You punch this number into the key and it gives you a different 6 digit number which you then put into the website.

If that final number is right you have access to your accounts

This is very secure as only your key will give the right number based on the original 6 digit number and since you secure that key with it's own pass code it makes it impossible to crack

Every bank has the same system?

 

[.Lethal]

No, but thats because I've not needed to. And due to the fact that my phone is a few years old.

 

[Viper²]

Yes. nwolb.com is probably my most used website on my phone.

 

[.Lethal]

Nope simply because I can't be bothered to carry around the electronic key I would need to access it.

In this country online banking uses an electronic key which you have to unlock with a 6 digit code.

I think you are assuming that because this my be the norm with your online banking, that it is the same for every other.

I use Lloyds TSB and have never heard of such a thing re: 6 digit codes

 

[Larkspeed]

Every bank has the same system?

No some use a key that you insert your bank card into and unlock with a code but essentially yes they are all pretty well the same.

 

[androo]

I've used the first direct app a couple of times. Useful if you need to check a balance.

 

[Larkspeed]

I think you are assuming that because this my be the norm with your online banking, that it is the same for every other.

I use Lloyds TSB and have never heard of such a thing re: 6 digit codes

If you note below my name I am not from the uk and I did start with "in this country"