Dead battery!!!

Lol this surely can't be real?

Is a 1.1ltr 106 really that dangerous or likely to be crashed constantly?!!

Also where do you live...kabul?
 
LOL!

It's true - you are spending nearly £10 a day on insurance. Once you've factored in petrol and all the rest, it's very likely that it would genuinely be cheaper for you to take taxis for a year!

No it wouldn't though, a 12 mile round trip, (say to work and back 5 days) would cost around £145 a week by taxi, and he'd still have no car for the weekends. A lot of people commute over 200 miles a week nowadays also.
 
No it wouldn't though, a 12 mile round trip, (say to work and back 5 days) would cost around £145 a week by taxi, and he'd still have no car for the weekends. A lot of people commute over 200 miles a week nowadays also.

I could get the train to work (~25 miles away) every day for a little more than his insurance cost is, let alone fuel, tax maintenance etc etc etc! :eek:
 
Have you driven someone elses car before now? Had an accident or something?

Or are insurers thinking that someone who hasn't driven for 3 years since their test will have forgotten most of what they learnt?

That's crazy for a 106.
 
[TW]Fox;18926718 said:
They wont know, and dont ask, if you've driven in the last 3 years.

Was thinking that when they ask how long you've held your license compared with your current no claims would come into play there, but I guess you could be on someone elses policy, not gaining NCB.
 
Unemployed won't be helping things - can you not at least put Student or Volunteer or something (without resorting to lying obviously)

Security features - no factory alarm/immob?

Try street parking instead of driveway.

Does your mum genuinely not drive any other cars? Try adding both parents too, I found both parents cheaper than either on their own.

Your postcode is rated E on a scale of A to F too (A being good, F being bad)
 
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I'm 19, have one NCB and a fault accident... and I'm paying £850 fc on an MX5! Something is seriously seriously wrong with your quotes mann!
 
The problem here is you are unemployed living in the the second worst postcode rating in the country.

I suspect the insurers have a certain opinion of the risk profile of an uninsured person from that rating of postcode and therefore dont wish to offer you insurance.

How do you have £3.4k to insure a car if you dont have a job? These are questions the insurer will ponder and offer you a huge premium as a result.

They do not want your business.
 
[TW]Fox;18922615 said:
£3.4k on insurance for a 106 is just completely foolish, sorry. Thats £3.4k you will never get back, you will never see again and is simply paying for something completely intangiable.

If my insurance at 21 on a 106 was £3.4k, then I'd simply use taxi's, the bus and the train for a year and try again aged 22. £3.4k is ridiculous, how can you justify it to yourself?

It's like wiping almost £5k off your pretax salary!

I don't even understand why it's so high, you are not even a new driver!

No wonder some insurers charge this, it seems people actually do just pay it!


This about sums this thread up for me..

The battery is the least of your worries. I think your brain is dead too. :p
 
Right okay as regards to the battery. I bought a jumpstarter and got it running. So I will be returning the old charger.

Okay lets talk insurance. I just made another quote with my mummy as another driver and it came out £3700 Here are some screenshots.

http://img146.imageshack.us/g/in1.png/

Please help!!

don't just try one insurer

Try every car insurance comparison site going.

www.moneysupermarket.com
www.gocompare.com
www.confused.com

may also be worth approaching the best quote on each one directly, and seeing if they can offer you a better deal over the phone.

Then once you've got their offer down, ring another company and play them off against each other.

Barter, pester, nag, twist peoples arms, until you get a decent quote.
 
Dont mean to sound cruel here but by the sounds of it I would say "Mummy" & Daddy are footing most of the bills on this new toy

I am paying for EVERYTHING. The insurance and the car. I can afford it through savings, things I have bought/sold, general earnings. It's by no means easy to afford.

and at MrLOL I have used ALL 3 of them sites. Most places wanting like £7k Both elephant and admiral came out cheapest - that's why I am using them here.

Also IF I have an alarm, etc the price goes UP!!! what the hell is with that? you'd think it'd go down. What I'll do is have another tinker with another post code and I'll pretend I am a doctor. :D
 
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