Alternatives to living in a house?

FoxEye

FoxEye

FoxEye

Caporegime
Joined
17 Feb 2006
Posts
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Location
Cornwall
In an ideal world, there would be a house for any income. Mansions for millionaires, and small, basic houses for low-income chaps and chapettes.

In the world we live in, middle-class people buy all the cheap properties and rent them to the less well off, forcing people on low incomes out of the property market completely. At least that's my uneducated take on it.

I'm not having a dig at middle class people, especially the ones who worked hard to get there, of which I know plenty. But becoming a landlord is a quest to get richer on the back of someone poor, imho (some people here are going not going to like me saying that!)

So yesterday I was thinking what else a person could do apart from living in a house they don't own, paying rent to some geezer who fancies a bigger plasma TV. I didn't get very far, it was just a five-minute mind-wandering.

So does anyone here...

live on a boat?
live in a caravan?
live in a tent?
live in a cave?
 
I know someone who lives on a narrow boat. Cost him £35k.
Also I don't think anyone is priced out the Market. Just people want everything in a first house. Plenty of houses and trailer park houses for cheap. Just less desirable or in not so nice places.
 
not sure if srs.

maisonettes
bungalows
studios
etc
all cheaper than houses, not necessary to go to the extreme so to speak
 
This guy found an alternative to living in a house:

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Mate has a static caravan in a park near Reigate, it's a nice private estate with genuine people not a ***** camp, I think he paid £35k for it 10 years ago cash from saving hard and now it's worth £70k odd.

Another on a narrow boat.

Neither are mortgageable so it's all about the cash
 
FoxEye said:
In the world we live in, middle-class people buy all the cheap properties and rent them to the less well off, forcing people on low incomes out of the property market completely.
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Sorry but when did it become some sort of 'right' that everyone in the universe should own property?
 
[TW]Fox;19199573 said:
Sorry but when did it become some sort of 'right' that everyone in the universe should own property?
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Wouldn't it be a good thing if everybody did? OK, not if you're a landlord trying to make money of the backs of other people, but for everyone else?
 
[TW]Fox;19199623 said:
It's a curiously British thing - look up the percentage of people owning property in, say, France...
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What's the rent like in France? Do people there pay 30-50% of their monthly wage on rent? I genuinely don't know.
 
FoxEye said:
What's the rent like in France? Do people there pay 30-50% of their monthly wage on rent? I genuinely don't know.
Click to expand...

I wonder if rent is high because of increased demand as a result of soaring property prices caused by people getting into huge amounts of debt because they think they fail at life if they dont 'own' a property?

I use inverted commas here because lets face it, the bank owns it until you pay the mortgage off in 30 years time.
 
I think of it as when the mortgage is paid, monthly expenditure looks much better to buy lots of bits :)

For me at the moment, if i got a mortgage I would pay less than half of what the rent would be for a similar property.

Rent is going to cost me over a third of my income. Its crippling, its not even like its going to be that nice!!!!!
 
To be honest, I'm quite happy renting, especially in the current market, I have a small apartment, big enough for me, almost in the city centre, and it doesn't cost me the earth. If I had my choice though, I'd opt for a nice narrowboat.. so long as I could get a decent internet connection of course ;)
 
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