Moral dilemma - credit card error in my favour

gonda · 10 Jun 2011 at 09:02

I'm thinking it would end more of the 'You are assessed' variety

B@Th*nG · 10 Jun 2011 at 09:19

Sirrel Squirrel said:
They'll probably work it out when they have an audit, I'd just keep it in a high interest account until they ask for it back, if they don't then win win

just do this. why do anything else?

B@

Redz · 10 Jun 2011 at 09:24

They'll probably rectify the error as soon as the introductory offer on balance transfers has expired.

PhillyDee · 10 Jun 2011 at 09:26

B@Th*nG said:
just do this. why do anything else?

B@

Im with you on this one.

Cosimo · 10 Jun 2011 at 09:26

Monserrat said:
Community Chest: Bank error in your favour, collect £200.

Community Chest: Bank error corrected in banks favour, pay £400.

Edrof · 10 Jun 2011 at 11:04

I'd probably own up. Although Brian makes a good point...

Brian8bit said:
**** them. Because they **** you every chance they get.

FNGsam · 10 Jun 2011 at 11:05

simulatorman said:
Community Chest: Bank error corrected in banks favour, pay £400.

Can't pay - Community Chest: Go Directly to Jail, do not pass go, do not collect £200.. :eek:

EdGey · 10 Jun 2011 at 11:08

If it's a lot of money, pay up. If it's not that much, and wont be too much of a blow if they ask for it back, just ignore it.

Downsy · 10 Jun 2011 at 11:15

Put it aside in an ISA or some other high interest account, if they ask for it back, give it to them, if they don't then after a few years then I'd reckon you'd be OK.

Evoss · 10 Jun 2011 at 11:31

Freakbro said:
After 2 years? very unlikely. it will have just dropped into a suspense account and be too much hassle for someone in the future to figure out whats happened so just get written off

+1

britboy4321 · 10 Jun 2011 at 12:07

When/if they do find out .. they will add interest to any money you owe them.

weringo · 10 Jun 2011 at 12:09

Banks will happily charge you for your errors so I don't see any moral issues in charging them for theirs.

mark66 · 10 Jun 2011 at 12:11

Downsy said:
Put it aside in an ISA or some other high interest account, if they ask for it back, give it to them, if they don't then after a few years then I'd reckon you'd be OK.

Definitely this.

Glaucus · 10 Jun 2011 at 12:12

Freakbro said:
Why on earth would you tell them?
.

Becuause they will notice and you will have to pay it.
Also for legal reasons.

Metalface Mark · 10 Jun 2011 at 12:15

How much are we talking about?

Chances are they will find it at some point but just keep the money aside in case they do.