Driving without insurance is cheap as chips

cheets64

cheets64

cheets64

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Joined
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Wigan
My local paper has a week in court section for people committing crimes, always have a gander to make me rage. Now can access it online.

Driving without Insurance sure does make sense, I mean £300 total costs for a 21 year old, I am paying £432 a year just to have insurance and probably paid close to £4k insurance in my life, never crashed and never needed to claim :rolleyes:

Sub human scum on the roads.

28th Jun 2011 21 year old male

driving without insurance, failing to comply with licence conditions, driving without a test certificate.

£260 fine, £50 costs, licence endorsed twice, disqualified for 6 months
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28th Jun 2011 20 year old male

driving without insurance.

£85 fine, £15 costs, licence endorsed, 6 penalty points.
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driving with excess alcohol, driving without insurance.

21st Jun 2011 30 year old me

£200 fine, £100 costs, licence endorsed twice, disqualified for 18 months (reduced by 25% if drink drive referral completed).
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21st Jun 2011 19 year old failing to stop after an accident, driving without insurance, failing to comply with licence conditions.

12 months community order with 200 hours unpaid work, £35 costs, licence endorsed 3 times, disqualified for 1 year.
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wut lol so basically, its softly softly with people that are caught without insurance. What are your local courts like for punishment.
 
I'm going to guess that "failing to comply with licence conditions" means driving on a provisional licence too. Can't see a ban stopping someone who doesn't even have a valid licence!
 
Waits for someone to post "buying insurance with a DD/no insurance endorsments is going to be astronomical"..

Well it would be if they cared. :D
 
The last one is kinda justice sort of tho, only I bet he doesn't stop driving even tho disqualified... hope they catch him again and throw the book at him.

The others are pitiful tho, driving without insurance should be an automatic minimum £1000 fine and more depending on circumstances.
 
I think "sub human" is a slight exaggeration. They are driving without insurance, not digging up your nan and committing necrophilic acts in front of your tortured children.
 
wonder_lander said:
Can't see a ban stopping someone who doesn't even have a valid licence!
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Vaguely on topic...

There was a story on our local news the other week about someone getting a driving ban because they crashed their car while sleepwalking/driving.

I'm not convinced a ban is going to stop that.
 
PMKeates said:
I think "sub human" is a slight exaggeration. They are driving without insurance, not digging up your nan and committing necrophilic acts in front of your tortured children.
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Just lol.

Yeah kinda sickening when you consider how much insurance is compared to these poxy fines.
 
Kenai said:
They can't drive without insurance.

What makes you think they'd take any more notice of someone saying they can't drive now when they didn't give a **** before? :confused:
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Because the consequences of driving while disqualified are more serious than driving without insurance. One is points, fine, ban territory, the other fine, ban, community service, prison territory.
 
Two types of uninsured people though.

Those who do it constantly because to them it makes financial sense (Those staring down the barrel of a £3k insurance bill like today's younguns. You could go through 4 £500 cars and the fines and still have money for a few rounds at the pub compared to the yearly insurance bill)

* Those who chanced it one or twice for whatever reason and got caught. The courts needs to start punishing case by case rather than the automatic 6 points + fine B.S they do nowdays.
 
The thing is, the paltry fines are likely only going to come out of their benefits anyway :p

Sometimes they just have to set a fine at a realistic amount that will get re-paid, I recall when I was a student I got 5 points and a 220 quid fine for doing 97 on a dual carriageway, but to soften the blow the fine was repayable in 5 pound weekly installments :D
 
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Its more than just driving without insurance and having a fine, if they hit you or your property, you are the one that is going have to folk out of your money, they wont pay, you could never take them to court because they would just claim "i have no money".

If you cant afford to drive, don't.
 
They should have a system, where it works out roughly what your insurace cost would be and then multiplys it by say 3 to give you a fine. I pay £400 insurance so my fine would be £1200 for not having it. Get cault again and its x5 cost, then x10 cost.
 
Those fines are adjusted to their means.

Everyone also always forgets it's not a "punish once" affair. Every time they are nabbed, they are fined. The costs soon mount up, and possibly ending custodial sentences..
 
I can see why young people might be tempted to drive uninsured.

It's criminal that they're expected to pay thousands and thousands on what is essentially nothing. It's like sitting in a room, tearing up fifty pound notes and throwing them on a fire. It's bloody ridiculous and there is absolutely nothing they can do about it apart from get the bus instead :D
 
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