Driving without insurance is cheap as chips

I remember watching on Road Wars that driving on a ban is much much worse than your standard driving with no insurance or driving without the proper license.

Once you've been done for no insurance and got a ban, and then your caught on that ban it can get serious.

Till then it's all just warnings, small fines, points and slaps on the wrist I understood.
 
Dj_Jestar said:
It's bloody ridiculous that young drivers (on average/in general) cause so much damage when behind a wheel :p
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That's just it. I've personally always been a careful driver but remembering back to the days at school I was genuinely shocked just how many people were involved in accidents. Most of them involved no other damage to another vehicle and more than often someone would flip a car or drive off the road. I drove a Golf, I knew it was crap, I knew it wasn't designed to rule the country roads, hence no major accident. The one thing that staggers me about young drivers is their arrogance. They honestly believe they're invincible and that's part of the problem!

I guess eventually technology will help save safer young drivers. If for example you can voluntarily have some sort of black-box fitted that monitors driving behavior/limits speed etc then insurance will become significantly fairer on safer drivers.
 
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Don't you also get your car taken away and impounded when caught without Insurance?
Thus another penalty is no car or pay £200 to get it back? Since a 20/21 year old isn't too bothered about a good working car, I suppose it would make no difference to them, go pick up another one for £300.
 
plenty of peeps out there get banned for 12 months and just carry on driving. Pretty slim chance of getting caught again and i UNDERSTAND their reasons for doing so (i DO NOT AGREE) as more often than not it means they keep their livelihoods and dont fall into the benefits system.

For instance, whilst its wrong for someone to drink drive, I often cannot help but feel that the automatic ban that is in place regardless of any mitigating circumstances is a little harsh.

I understand if they plough into a tree/person or nearly come close to doing so, but for someone who had couple of glasses of wine the night before and was .2 miligrams over the limit the next morning but not in any way endangering anyone at all at the time of being stopped or in any way intentionally doing anything wrong at the time of being stopped, to loose their liscence and often their livelihoods as a result is very very harsh indeed. Especially when they end up on the dole as a result, with even higher insurance premiums and the stigmatism attched.

Those that do it on purpose can rot of course.
 
fastwunz said:
plenty of peeps out there get banned for 12 months and just carry on driving. Pretty slim chance of getting caught again and i UNDERSTAND their reasons for doing so (i DO NOT AGREE) as more often than not it means they keep their livelihoods and dont fall into the benefits system.

For instance, whilst its wrong for someone to drink drive, I often cannot help but feel that the automatic ban that is in place regardless of any mitigating circumstances is a little harsh.

I understand if they plough into a tree/person or nearly come close to doing so, but for someone who had couple of glasses of wine the night before and was .2 miligrams over the limit the next morning but not in any way endangering anyone at all at the time of being stopped or in any way intentionally doing anything wrong at the time of being stopped, to loose their liscence and often their livelihoods as a result is very very harsh indeed. Especially when they end up on the dole as a result, with even higher insurance premiums and the stigmatism attched.

Those that do it on purpose can rot of course.
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Everyone has always got a mitigating circumstance for any crime they commit.
Bottom line, the only thing they are sorry about is getting court.

If you go heavily drinking the night before then there is always the possability you'll be still over the limit the next day.
But people take the risk - 99 times out of 100 they are fine.
All it takes is that one time when they mow down or run into some innocent person.

I strongly feel that the alcohol levels should be reduced further than they currently stand - more in line with the rest of Europe.
The automatic ban should stand and if your found driving after being banned for driving you're thrown in jail.
 
PMKeates said:
I think "sub human" is a slight exaggeration. They are driving without insurance, not digging up your nan and committing necrophilic acts in front of your tortured children.
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I genuinley laughed until I nearly let some pee come out :)
 
scott212 said:
That's just it. I've personally always been a careful driver but remembering back to the days at school I was genuinely shocked just how many people were involved in accidents. Most of them involved no other damage to another vehicle and more than often someone would flip a car or drive off the road. I drove a Golf, I knew it was crap, I knew it wasn't designed to rule the country roads, hence no major accident. The one thing that staggers me about young drivers is their arrogance. They honestly believe they're invincible and that's part of the problem!

I guess eventually technology will help save safer young drivers. If for example you can voluntarily have some sort of black-box fitted that monitors driving behavior/limits speed etc then insurance will become significantly fairer on safer drivers.
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You still fall under the category of "Likely to have an accident" as a young person. Regardless of the measures and precautions you take. Simply put, you're a statistic and the statistics show your demographic are "risky" thus you must pay more. It sucks, we've all been there.

You'll also still need to insure yourself before you can drive with your blackbox on :p
 
cheets64 said:
wut lol so basically, its softly softly with people that are caught without insurance. What are your local courts like for punishment.
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your stats are meaningless without knowing the full story

the magistrates sentencing guidelines says to make concessions if there is proof of some sort of misunderstanding

The scenario we had the other day, when somebody was driving a mobility car, not realising they exclude others from driving it on DOC cover, is a perfect example. That was a genuine mistake for which the magistrates (if it was sent to court) would make allowances for.

But reading it like you are, all you see is the fine, the points and the fact they were driving with "no insurance"
 
The driver who hit my girlfriends car, abused her and then left the scene ended up having to take a driver awareness course and the police took no further action.

Joke.
 
Makes me sick to be honest, im paying around £1500 a year just for insurance, then these people go around and get POXY fines for not having it. Imo they should be forced to pay for the insurance they should have, and whatever damage was caused.
 
I personally don't give a ****. You either pay to play or you take your chances. I genuinely don't care how many people drive uninsured, let them crack on.
 
Ok so I have been driving for 15 years, lets average the cost of insurance out at £500 per year (have paid more some years, less some years) this amounts to approx £7500 I have paid since I passed my test. Now I have been stopped once in those 15 years for making an illegal right turn, I have driven sporty cars throughout the years too. So if I had not insured myself I would probably be about £7000 richer about now :D
 
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