Just found out that my insurance company has taken payment twice each month since November

SGWills said:
shameless googled for peace of mind

It isn't illegal to have two policies on the same vehicle, however it is illegal to try to claim twice for the same vehicle and the same incident.
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I guess I'm wrong then, you live and learn, I was told that I couldn't double insure a vehicle a couple of years back by a insurance company... serves me right for trusting them ;)
 
Siliconslave said:
I guess I'm wrong then, you live and learn, I was told that I couldn't double insure a vehicle a couple of years back by a insurance company... serves me right for trusting them ;)
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I believe you are kind of correct

I'd always understood that a person couldn't have two policies against the same vehicle.

Its not illegal, its just an insurers T&C thing, so your second policy would just be pointless as they'd never let you claim twice for the same car.

If however you are using day insure to take out insurance in your name, to drive a car with a policy held by somebody else, thats different. As the policy holders differ.
 
The_Abyss said:
I'm sorry - the compensation you should be seeking then is for your own lack of attention to detail. You did nothing for 6 months!

Seeking compensation for something like this is akin to any other false claim, just on a smaller level.
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What? Where have I said I'm seeking compensation? I'm doing nothing of the sort and have never intended to; I'm getting the amount overpaid back and that's fine. I was only ever concerned with how easy/quickly it would be to get that money back, nothing more.

Lopéz said:
More fool you! Other than people like Bill Gates or Puff Daddy, most folk would notice an extra £105 vanishing out of their account every month.
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Well I'm neither of those people and it still passed me by. I've learned to pay a bit more attention to my DDs, that's all. Simple enough mistake to make when you just see "Hastings Direct" on the bank statement.
 
The_Abyss said:
Why would compensation for anything other than interest be due (and that would be virtually nothing). Where's the need for financial redress here other than a refund? Telephone whiplash?
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Why shouldn't he have some form of compensation? The insurance company have made a mistake that had a financial impact on the OP.
The_Abyss said:
Seeking compensation for something like this is akin to any other false claim, just on a smaller level.
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No, it's not at all.

I think you are confusing a legal entitlement to compensation with the ability to get compensation for inconvenience. I once had some money taken out of my account for 1 day and got some freebies as compensation. On Sunday I was delayed by 10 minutes because someone at a café made a mistake, so I asked (quite firmly, but politely) for compensation for the delay and, guess what? I got it.

Ask and you shall receive.
 
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