Considering cancelling landline
- Thread starter Merlin5
- Start date
I'm going to, but tbh, the person in the shop said it's more expensive because I'd get a brand new handset in the event of a claim (plus paying £25 excess), whereas apparently other insurance tariffs give you refurbished handsets, like T-Mobile who I think charge about £7.99 pm. Maybe that isn't true, I don't know. What should I be paying and who would you recommend?
Haha a new phone huh.
My bank Lloyds offer a Silver account that includes phone cover (and a "new" phone should I lose/break it) among many other useful benefits such as car breakdown cover, holiday insurance, better rates from the bank etc for £7 a month.
My point is, shop around and don't take the advice from a sales person in a mobile phone shop as the best thing since sliced bread.
Don't expect phone calls from mates abroad.
Although these days it's less important but years ago it cost a bomb to phone from landline to mobile international rates where huge, and there's always skype if the person you are skyping has their PC and wifi access
My phone is free here in Belgium no landline costs. I'm on VOIP and it works a treat.
Read the small prints.
Put it this way I pay 13 a month. Can insure 4 handsets unto £600 each, 4 other gadgets for £300 each, uk and European breakdown cover. World travel insurance and a few other things.
Also nothing wrong with factory reconditioned handsets, you won't even tell the difference other than possibly a plane box.
I can't see any insurance company not using factory reconditioned.
Fair enough, sounds good to me. Well if I only want to insure the one handset without all the extra stuff you're insured for, then what price should I be looking at per month and which company do you recommend, or should I just go with my carrier T-Mobile? I think they're about £7.99 a month but I'll ring them and check.
Btw, could a factory reconditioned handset be a returned handset with possible chips scratches or dents or would they completely make it like brand new?
Samsung Galaxy S2.
Just to confirm, the landline does have to be plugged into the sky box if you have multi-room. We have tried unplugging ours but always get a letter asking that we plug it back in within a couple of weeks. It's not so much for the services they provide but to check you aren't letting next door have one box and you the other for example. That's what we were told anyway.
These look pretty cheap.
http://www.insurance2go.co.uk/mobile-phone-insurance/
Sg2 seems to be around £500 on pay as you go.
Best bet is to do a load of searches though. Also depends what cover you need.
Even my mum who is useless with computers, got herself a webcam and mic to use Skype. Relatives all round the world. I don't understand why more people don't use Skype and insist on landline, to call abroad. Something free compared to paid. And with benefits like video calling. Especially if your calling the same people over and over. Obviously some people won't have computers, but most people will and most people even older generation our now on Facebook and are fairly use to computers.
I need full cover for loss, theft and damage. Thanks mate, but no good I'm afraid. Just rang them up and found out some things. Yes, £6.99 is good and yes no contract, but, it's £75 excess instead of £25, plus in the event of a claim, let's say after 2 months, I'm tied to the remainder of 12 months payments. Always a catch when something is cheap.
I just rang T-Mobile. They do a policy with homecare for £8.99, £1 less than mine. No contract other than a minimum of 3 months which I'm ok with, and can still cancel after a claim with no penalties. Also, £30 excess and brand new handsets. Although for the first month only excess is £60 and a 2nd claim in a 6 month period brings excess back to £60. Other than that, £30 excess. Unless there's something better, I guess that's my best bet? I've already just phoned my phone insurance company and cancelled so I'm insured till the 9th, so i'd better decide before then.
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No that's not true. I rang Homecare themselves and had them confirm to me if I would be penalised for more payments if I claimed a new handset after just a month or two or three. The guy checked with his manager and confirmed to me that there are no penalties, no extra monthly payments I'd be held to, I can just leave them. There is just a minimum 3 months contract to begin with.
Insurance is for 12 months. If you claim you will have to pay the full 12 months. I can't see what you were being told on the phone as being true.
No, you're wrong!
I've spoken to both T-mobile and also Homecare who T-mobile uses. There is only a minimum 3 month contract after which I'm free to go, claim or not.Keeping a landline because of power cuts, and police locating you is frankly absurd. I've never experienced a lack of mobile signal when there's been a power cut, nor have I ever needed to call someone desperately.
I doubt I'd miss my landline. Hardly ever used, though I obviously need it for broadband.
I doubt I'd miss my landline. Hardly ever used, though I obviously need it for broadband.