iPhone 4 Insurance

[Leezy]

Evening all, I've had iPhone 4 since launch and luckily no problems or damage yet

but the other week a friend of mine dropped his, smashing the screen and not being insured it has been a pain for him.

So this has been a kick up the ass for me as I have been meaning to get it insured but at the time 3 wanted so many hundreds upfront for their insurance policy and I couldnt afford it..

So can anyone recommend me iPhone 4 insurance that covers near enough everything accidental damage loss etc? Ide hate to be one of these people that goes to make a claim and are told their not covered for this or that

I have had a quick search but most of them dont look legit lol!

thanks

 

[KIA]

Insurance is a con!

 

[DefiantAsh]

www.protectyourbubble.com/li-laptop-insurance.html

Try here, heard its supposed to be good, and prices seem decent at an initial glance

Read the t n c's though as i havent and you may be obliged to pay a fee when claiming etc.

But goodluck

 

[charltonfan1]

That has £50 excess (or £75 for loss if the extra £1 is paid per month)

About standard. Some bank accounts come with phone insurance

 

[DefiantAsh]

That has £50 excess (or £75 for loss if the extra £1 is paid per month)

I did not know this , just had a brief look at it

About standard. Some bank accounts come with phone insurance

And i believe they do, it would be best to probably contact them before taking it for granted.

 

[Johnny|lucidcomposure]

Natwest Advantage Gold I think is a popular one for covering your phone.

 

[Illusion]

One of the Barclays account upgrades is good and fairly cheap, £5 per month currently rising to £6.50 towards the end of the year.

Excess has been £25 for a while but I think they have finally caught on that iPhones are expensive to replace as they are upping that to 50 or 75 soon.

I'd say avoid the insurance that the mobile phone operators try to sell though as they tend to be double the cost of the bank account options

 

[Quint]

I'm on Natwest Silver Account, covers iphone, travel insurance, free lovefilm rental and hmv digital downloads.

 

[Kemik]

http://www.moneysavingexpert.com/insurance/cheap-mobile-phone-insurance

Handsets over £200: CUSC from £4.17/month

Specialist insurer CUSC insurance has been offering mobile insurance since 1989 and it has decent feedback. Its FoneGuard policy costs £54 a year (equiv. £4.50/month) or £4.99 on a month-by-month basis. This applies regardless of your handset's value, so it's worth comparing with TalkCover (see above) to see which wins.

It offers the highest level of fraudulent call cover, up to £250, yet on the downside its unattended theft cover only extends to handsets stolen with the use of force- if you lose your handset yourself and no force is involved you won't be covered. The excess is £25, or £50 if you're insuring a 3G handset.

QUICK FACTS. Price: £4.17/month (pay annually) Water damage/ theft: Yes Replacement Time: 3 days Excess: £25-50 Fraudulent Calls: £250 Overseas Cover: Yes

 

[Cleeecooo]

Evening all, I've had iPhone 4 since launch and luckily no problems or damage yet

but the other week a friend of mine dropped his, smashing the screen and not being insured it has been a pain for him.

So this has been a kick up the ass for me as I have been meaning to get it insured but at the time 3 wanted so many hundreds upfront for their insurance policy and I couldnt afford it..

So can anyone recommend me iPhone 4 insurance that covers near enough everything accidental damage loss etc? Ide hate to be one of these people that goes to make a claim and are told their not covered for this or that

I have had a quick search but most of them dont look legit lol!

thanks

I've go mine added to my home insurance. I also have a case and screen protectors - good quality ones.

I've dropped mine plenty of times onto concrete and there isn't a single scratch on it