Broken hand - not insured to drive?

NVP

NVP

NVP

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So I broke my hand at the weekend and the nurse told me it means I'm not insured to drive. But what about one armed people? I thought they could still drive :confused: And what about if you drive an automatic?

The thing is the hand ain't too bad, I can still grip with my thumb and two fingers perfectly fine and I can leave the M5 in Auto mode for the time being. Is there anyway I could convince my insurance that it's all ok? Or do I just have to wait it out?

I'm on the road 2hrs a day to get to work and back so would love to know if there is a possibility.

Cheers :)
 
Yeah I suppose I should double check, thing is my sisters an orthopedic (bone) surgeon and she confirmed it to me so I kind of took it as fact. Will def double check in the morning though.
 
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I'd imagine if anything goes wrong they could claim you weren't in full control of the vehicle.
 
Possibly, but I assume they couldn't use that reasoning on a disabled driver. Although I'm not sure what conditions come with owning a blue badge.
 
My father in law had a stroke a few years ago and his right hand is useless now, although the rest of his body works perfectly.
His car, an auto, has been specially adapted for this disability so he has a knob on the wheel (like a forklift) and all the important controls (indicators, lights, horn etc) are buttons which are on a box which is attached to the wheel, adjacent to the knob.
I don't know about your insurance query, but if he has to have those fittings in order for him to drive, I suspect you're going to be on a sticky wicket should you come a cropper. :)
 
Barry Smalley said:
My father in law had a stroke a few years ago and his right hand is useless now, although the rest of his body works perfectly.
His car, an auto, has been specially adapted for this disability so he has a knob on the wheel (like a forklift) and all the important controls (indicators, lights, horn etc) are buttons which are on a box which is attached to the wheel, adjacent to the knob.
I don't know about your insurance query, but if he has to have those fittings in order for him to drive, I suspect you're going to be on a sticky wicket should you come a cropper. :)
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Oh I see, makes sense though I guess. I suppose the only chance I have will be to chat with the insurance directly. Cheers for the info mate :)

Raymond Lin said:
If an Orthopaedic Surgeon says you can't drive...then I wouldn't drive.
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Yeah I was just wondering if there were any ways around it or exceptions.
 
Put it this way.

If you have an accident. They find out you have a broken hand and an expert (orthopaedic surgeon)'s opinion is that you should not be in charge of a (non adapted) vehicle.

What do you think the insurance company would do? They would obviously pay the 3rd party should you hit someone else, but if you are making a claim, the other side would surely claim there is an element of contributory negligence on your part.
 
NVP said:
Possibly, but I assume they couldn't use that reasoning on a disabled driver. Although I'm not sure what conditions come with owning a blue badge.
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but they will have been insured originally as disabled etc, so your insurance wont cover it as your not in the same state as the original agreement was made I presume, insurers will bum you whereever they can
 
Raymond Lin said:
Put it this way.

If you have an accident. They find out you have a broken hand and an expert (orthopaedic surgeon)'s opinion is that you should not be in charge of a (non adapted) vehicle.

What do you think the insurance company would do? They would obviously pay the 3rd party should you hit someone else, but if you are making a claim, the other side would surely claim there is an element of contributory negligence on your part.
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Just to note, a nurse told me, the orthopaedic surgeon was just my sister in a non professional manner.

But yeah I understand, I was just thinking perhaps there were exceptions such as if the doctors conclude I can grip things sufficiently or something.
phil675 said:
Disabled people will have insurance based on that fact, so it's not the same as your insurance.
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Rich1988 said:
but they will have been insured originally as disabled etc, so your insurance wont cover it as your not in the same state as the original agreement was made I presume, insurers will bum you whereever they can
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Good point.

My ingorance is really showing in this thread :o
 
Yes, i know she told you in an non-professional manner. The point is, in a professional manner, do you think she will change her mind? Or do you think another orthopaedic expert (after looking at your hospital notes and records with X-ray) will come up with something different?
 
Not what I was saying at all, I was simply letting you know I wasn't officially told by an expert as you originally implied when saying the insurance would "find out", just in case you miss read my post as it first seemed when I read your reply.
 
I wasn't allowed to drive the work pool car when I broke my hand 6 yrs ago. I still drove to work though. Think I rang the insurance and told them, can't remember now though
 
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