Alpina B10V8S insurance problems

alexisonfire · 20 Aug 2011 at 22:57

Tried a few insurance companies, but none have any idea what the car is, and can't match the numberplate through the dvla. Anybody got any ideas, as we are planning to pick the car up tomorrow? :confused:

I understand the car has two VIN's so this could cause confusion, and the i know the car is currently insured, why can't they find it via the numberplate?

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PMKeates · 20 Aug 2011 at 23:16

Make sure they are searching for Make: BMW Model: Alpina V10 V8S, as that's what it will likely be covered under.

Regarding the number plate it could be any number of reasons.

alexisonfire · 20 Aug 2011 at 23:58

PMKeates said:
Make sure they are searching for Make: BMW Model: Alpina V10 V8S, as that's what it will likely be covered under.

Regarding the number plate it could be any number of reasons.

Tried this, they can only find the B10V8 4.6, not the B10V8S 4.8.

[TW]Fox · 20 Aug 2011 at 23:59

Ask other V8S owners on the Alpina Register.

alexisonfire · 21 Aug 2011 at 00:24

My dad left it until 4pm today to sort the insurance out (i guess he didnt realise the problems he would encounter) lol. I'm taking him over to pick it up, so hes got the 4hour trip up there to arrange the insurance, other wise its going to be an 8hour round trip to pick up just the V5 and keys and leave the car there, as the guy he's buying it off is migrating abroad and leaves tomorrow!

Hades · 21 Aug 2011 at 01:39

Why don't you ask the seller who he's insured through?

slylittlefox · 21 Aug 2011 at 01:47

alexisonfire said:
My dad left it until 4pm today to sort the insurance out (i guess he didnt realise the problems he would encounter) lol. I'm taking him over to pick it up, so hes got the 4hour trip up there to arrange the insurance, other wise its going to be an 8hour round trip to pick up just the V5 and keys and leave the car there, as the guy he's buying it off is migrating abroad and leaves tomorrow!

This sounds dodgy as ****

jamoor · 21 Aug 2011 at 05:28

cant you dayinsure it to get it back at least?

OllyM · 21 Aug 2011 at 09:19

Admiral seem to have it listed fine?

Saytan · 21 Aug 2011 at 09:35

can you drive it back on your DOC, and your dad drive your car on his DOC/dayinsure?

Jonny ///M · 21 Aug 2011 at 09:40

The car would need to be insured anyway even if he was to use DOC.

Once he isn't driving it it's not insured/won't show up on ANPR as insured.

Kenai · 21 Aug 2011 at 09:41

Saytan said:
can you drive it back on your DOC, and your dad drive your car on his DOC/dayinsure?

DOC requires the car to be insured by someone else though and if the guy is leaving the country tomorrow, I would imagine he's cancelled that policy by now.

Fr0dders · 21 Aug 2011 at 09:42

Jonny ///M said:
The car would need to be insured anyway even if he was to use DOC.

Once he isn't driving it it's not insured/won't show up on ANPR as insured.

Not necessarily

My admiral policy makes no such stipulation that it needs its own policy.

My policy with high line did last year though, so its entirely at your insurer's discretion. In summary : check your own small print !!

Saytan · 21 Aug 2011 at 09:43

Kenai said:
DOC requires the car to be insured by someone else though and if the guy is leaving the country tomorrow, I would imagine he's cancelled that policy by now.

This is not always the case, it certainly isnt with my DOC. This comes up practically every time someone mentions DOC.

Mucky_Pup · 21 Aug 2011 at 09:44

slylittlefox said:
This sounds dodgy as ****

+1

Have they asked you to bring the money in £20 notes, and pick it up from an industrial estate by any chance? lol.

Dr. Pain · 21 Aug 2011 at 09:47

MrLOL said:
Not necessarily

My admiral policy makes no such stipulation that it needs its own policy.

My policy with high line did last year though, so its entirely at your insurer's discretion. In summary : check your own small print !!

U sure about that?

ive spoken to several admiral people on the phone, and they have always said that in order for DOC to be valid, the other car MUST have a policy on it.

I think you better check the small print again.

If this was really the case, then you could have 6 cars all registered to your wife/father/mother and drive them everyday without needing a policy of your own on each one.

Thus rendering multicar policys useless.

Saytan · 21 Aug 2011 at 09:50

Dr. Pain said:
U sure about that?

ive spoken to several admiral people on the phone, and they have always said that in order for DOC to be valid, the other car MUST have a policy on it.

I think you better check the small print again.

there is no stipulation in my policy stating that it must be insured by someone else

DOC insures YOUR DRIVING not the car, there is no situation where claiming on your policy for a DOC would also need the car to be insured

"registered to" is not the same as "owned by", and DOC does not protect the car against theft or vandalism, or anything that happens while you're not driving it. Also, a car has to have a policy on it to buy tax....

Mucky_Pup · 21 Aug 2011 at 09:52

MrLOL said:
Not necessarily

My admiral policy makes no such stipulation that it needs its own policy.

My policy with high line did last year though, so its entirely at your insurer's discretion. In summary : check your own small print !!

DOC with Admiral requires the other cars to have a valid insurance policy before you can drive them.

Fr0dders · 21 Aug 2011 at 09:52

Dr. Pain said:
U sure about that?

ive spoken to several admiral people on the phone, and they have always said that in order for DOC to be valid, the other car MUST have a policy on it.

I think you better check the small print again.

If this was really the case, then you could have 6 cars all registered to your wife/father/mother and drive them everyday without needing a policy of your own on each one.

Thus rendering multicar policys useless.

every insurer is different.

We've had this argument time and time again. Admittedly i've only just got my policy docs (policy doesn't even start till the end of the month) but when i looked i couldn't see any stipulation that it needed its own policy.

Mucky_Pup · 21 Aug 2011 at 09:52

Saytan said:
there is no stipulation in my policy stating that it must be insured by someone else

DOC insures YOUR DRIVING not the car, there is no situation where claiming on your policy for a DOC would also need the car to be insured

"registered to" is not the same as "owned by", and DOC does not protect the car against theft or vandalism, or anything that happens while you're not driving it. Also, a car has to have a policy on it to buy tax....

Who are you insured with?