This has made me wonder whether getting venetian style blinds is really a good idea. When they're open, it's easy to see what's inside... :/ Might reconsider. I hate nets though.
Will we be insured?
- Thread starter sanaxe1
- Start date
This has made me wonder whether getting venetian style blinds is really a good idea. When they're open, it's easy to see what's inside... :/ Might reconsider. I hate nets though.
in one of my student houses we had a break in where the landlords insurance supposedly wouldn't pay for the locks to be changed + glass repaired after they'd broken a window to get a set of keys. Was never sure if it was the landlord or the insurance company not playing ball, but we took it on the chin at the time, no chance I'd be doing the same if it was me claiming directly though!
then you tilt them up a bit to let light in but be no use to prying eyes. stood up close there would be little to no difference from net curtains...
Happened to me.
Got robbed by next door neighbours. Junkie scum. Pre-emted it by hiding most of my stuff in my bed cavity, but they must have been listening, as my bed was the only one that was overturned and all the stuff in it taken.
Made me sick with rage.
I ended up slashing all four of their car tyres (a car which was bought with the proceeds of my stuff) and the car sat there for ages until the council came to tow it away!! LOL.
They were literally screaming mad.
Got robbed by next door neighbours. Junkie scum. Pre-emted it by hiding most of my stuff in my bed cavity, but they must have been listening, as my bed was the only one that was overturned and all the stuff in it taken.
Made me sick with rage.
I ended up slashing all four of their car tyres (a car which was bought with the proceeds of my stuff) and the car sat there for ages until the council came to tow it away!! LOL.
They were literally screaming mad.
Soldato
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What happened to them? Were they prosecuted?
I'm not that bothered about the burglary its self. The police were excellent and the people who have done it have been caught. However i think that the insurance company have been terrible. They send a assessor who tells us we might not be insured. And then don't contact us for 3 weeks. We phoned up twice and they said they would ring us back but they did not. We phone again today and they say the claim hasn't even been processed yet and will take another 3 days. We were burgled on the 7th of August and contacted them on the 8th and all they have done is made us worry for 3 weeks.
Man of Honour
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If they are difficult, remember, you don't need to accept their decision, you can always take it to the financial services ombudsmen.
eventually, about 6 months later, but they only snagged them for other unrelated stuff.
It was only when the police asked us to come and look around their foul place, that I saw all sorts of stuff belonging to me!! First time in a proper junkie flat. Shocking state of affairs.
Saw my CD's and a bunch of my tools.
I was seething.
After that they were done for our stuff too.
Soldato
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My flatmates ex broke in using a key we thought she had given back, turned out she must have cut another copy. She only stole his macbook and laptop. They paid out with no questions asked. No sign of forced entry so yeah I think you will be fine.
Right guys would like your opinion on if you think we will be insured or not.
A few weeks ago we were burgled by our next door neighboursWho have since been caught and prosecuted. Sadly the police were unable to recover anything of significant value although they did recover my boxer shorts
The unrecovered items have a value of around £10,000. So we contacted our insurance and they say we might not be insured due to the back door keys being left in the back door.
I've looked through the policy and it says nothing specifically about leaving the keys in the door. It just says that your house needs to be secure. Now all the doors and windows were locked. The burglars had to climb over a 7ft spiked fence with anti vandal grease on top and the gate was locked. They then used a hooking device through the cat flap. Now i class this as being secure.
Bare in mind this was not some random burglary it was pre planned as they waited for us all to leave the house at the same time ( which is pretty rare ) and then came with tools ( for example taking the Tv's off wall mounts ). There was no way of knowing that the keys were in the door until they actually climbed over so as far as i see it leaving the keys in the door saved us from more cost/damage as its obvious they were determined to get in the house one way or another. Not to mention the fire brigade recommend you leave the keys in the door for fires.
Now do you think we have a leg to stand on?
Sorry to hear about the break in
You're not from Mansfield by any chance are you? There was a family on the National Express bus I was on a few weeks ago who found out they'd been broken into while travelling back from London.
It would be a bizarre coincidence if so.....
Sorry to hear about the break in
You're not from Mansfield by any chance are you? There was a family on the National Express bus I was on a few weeks ago who found out they'd been broken into while travelling back from London.
It would be a bizarre coincidence if so.....
No thats not me
Associate
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When I was burgled I expected my insurance to refuse to pay out, as it was really designed for someone living in army barracks, not a civilian house, I'd never got around to changing it. But they said no problem they'll pay but would need to change my policy type to one that cost 75% less and covered me for more. So they're not always terrible.
What insurance company? I'm looking at sorting out house insurance atm, and would like to know which ones I need to avoid!!
Cats and dogs, man.
Right guys would like your opinion on if you think we will be insured or not.
A few weeks ago we were burgled by our next door neighbours
I've looked through the policy and it says nothing specifically about leaving the keys in the door. It just says that your house needs to be secure. Now all the doors and windows were locked. The burglars had to climb over a 7ft spiked fence with anti vandal grease on top and the gate was locked. They then used a hooking device through the cat flap. Now i class this as being secure.
Bare in mind this was not some random burglary it was pre planned as they waited for us all to leave the house at the same time ( which is pretty rare ) and then came with tools ( for example taking the Tv's off wall mounts ). There was no way of knowing that the keys were in the door until they actually climbed over so as far as i see it leaving the keys in the door saved us from more cost/damage as its obvious they were determined to get in the house one way or another. Not to mention the fire brigade recommend you leave the keys in the door for fires.
Now do you think we have a leg to stand on?
We got burgled a couple of months ago and they smashed the cat flap in, then reached up and unlocked the door from the inside as the key had been left in the lock.
Our insurance paid out, so hopefully yours will too
Now, I'm really really sorry but I can't help but giggle when I read that, in the most cringeworthy schoolboyish manner
Sorry yourhouse got burgled, but on the positive side you've given me a new phrase to use
