Rated 84 team. He had Aguero and Tevez upfront. Maybe its just 4-4-2 vs 4-3-1-2. I always find playing against 4-4-2 really hard to contain the ball in midfield.
If I remember, his team was.
------------Hart--------------
Clichly - Kompany - Vidic - Evra
Wallcott - Modric - Nasri - Ribery
------Aguero - Tevez----------
It was embarrasing. Never been so out played before. I told him I had no thumbs and he laughed. Its all good.
your team has no defensive mids (they are crucial in fifa i find), i have also switched formation this year, (i dont own the game, my bro does on xbox, i play it rarely).
you should try out a 4-2-3-1
with your left back and right back aim for pace first then defence (make sure pace is at least 85).
with your CB's aim for defence first then pace (make sure pace is above 70).
with the CDM's you aim for pace and defence (both at least 80). left footer on the right and right footer on the left (they pass better this way, trust me).
with the 2 CAM's try and get at least 85 pace, left footer on the left, right footer on the right, pace is all that matters.
with the CF you want to get the guy with the highest passing (he will be playing your balls to the striker and CAM's, but his pace shooting and heading stats should be at least 78 as well.
the striker you need a decent target man, if you prefer a pace man, get a pace man, if you prefer strength get someone like drogba/ibra, this guy should be very good and well rounded.
my bro let me use 20K to build 2 teams i made
-------------------Welliton----------
Some Brazilian 86 pace -- Voronin ------ Danny
-------- Denisov --- Carlos ----------
Fast Guy ---- Alves --- Some 79 rated guy --- Fast Guy
------------------ Afinkev --------------
----------------- Anelka -------------
Menez --------- Some small guy 83 ------ Remy
--------- Diarra (Madrid) ------ Cissokho --------
Abidal -------- Sakho ------- 82 rated Marseille Guy --- Fanni
---------------- mandana ------------------
remember i only had 20K to build 2 teams, you should be able to do a lot better

, the above teams have been beating much higher rated teams, only 1 team i have played has been worse than mine, played guys with ibra, IF cavani, etc. worth 10 times what the whole team is.
i know how to find cheap players (4231 cards cost less than 500), so i buy different formations sometimes and convert.
i dont play the game that often, play it once or twice a week. so im still learning the new engine. i hate the new tackling system, it's hit or miss whether you tackle the guy or not. time it wrong and he is clean through, hold off and hope backup arrives.
as you can see i dont even know the names of half my players (shows you how much i play it lol)