Anyone had similar experience and what did you do? Don't want to go through insurance as I can't afford to loose my 2years NCB![]()
Ahhh dammit.

I should think for the painting of those parts you could add on £500-600 easy. So that's £1200 for the parts and paint. Now comes the labour.
You should really work out how much putting it through insurance would set you back over the next few years. Losing 2 years NCB + 1 accident might only increase your premiums by a couple of hundred pounds a year and even less so in subsequent years?
EDIT: I just checked, for my car.
My premium with 2 years NCB and 0 accidents was £977.
My premium with 0 years NCB and a recent £1500 accident was £1432.
My premium with 1 years NCB and a £1500 accident a year previous was £1190
My premium with 2 years NCB and a £1500 accident a two years previous was £1090
So you've just got to work out what kind of difference it'll make to your premiums overall.
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