Im such an idiot. money advice needed

Alphington · 3 Jan 2012 at 20:23

I recently have lost £1500 on gambling.

I borrowed £1000 off Wonga, I owe them £1300 in 3 weeks.

I have 2 bank accounts.

Lloyds = -£486

My Overdraft = £500

My other account Barclays which is quite new = £16

That has no overdraft.

I get paid every 2 weeks, roughly £400, Next paypay is this thursday

I have to stop gambling. I have learnt my lesson.

How am I going to pay Wonga back tho :/

My Monthly Outgoings, ill try and include everything

Rent = £240
Food = £60
Phone = £45
Gym = £35 (I am going to cancel next month)
Hair = £16

Any sensible advice would be appreciated

Jono8 · 3 Jan 2012 at 20:23

You're boned.

Ahleckz · 3 Jan 2012 at 20:24

Phone Wonga and see if they can help.

Sell your computer, oh and phone your phone company and change your contract that's a lot of money to be spending which you can't afford.

Derek W · 3 Jan 2012 at 20:24

Do you want us to photoshop the solutions since thats your posting trend?

Strife212 · 3 Jan 2012 at 20:25

Gamble the £16 in the Barclays account to try and win back some money.

sven256 · 3 Jan 2012 at 20:25

The only way is to gamble your current amount of money.

Edrof · 3 Jan 2012 at 20:25

This lesson; learn it. That's the only truly positive thing you can take from this little life episode.

LiamC · 3 Jan 2012 at 20:26

Ask wonga for £1300.

Raymond Lin · 3 Jan 2012 at 20:26

1 - STOP GAMBLING !!!
2 - What valuables do you have that is worth of any significant value? Bike, Computer, lots of DVDs? Sell these
3 - Family to borrow a few hundred?
4 - Interest free credit card.
5 - STOP GAMBLING!

If you stop now, £1,300 is a cheap lesson learnt.

Pate · 3 Jan 2012 at 20:26

Good lord.

Terk · 3 Jan 2012 at 20:27

Jono8 said:
You're boned.

Yup, but yeah try calling Wonga if they cant help beg friends and relatives if not sell some stuff that you can live without for some time.

Lummox · 3 Jan 2012 at 20:27

£16 a month on your hair?

Does something not suggest itself as a money saving idea?

Vita · 3 Jan 2012 at 20:27

Just Wow...

Sell some valuables to make the money back.

Deleted member 77746 · 3 Jan 2012 at 20:28

O.M.G.

Deluxe1 · 3 Jan 2012 at 20:28

Alphington said:
I recently have lost £1500 on gambling.

I borrowed £1000 off Wonga, I owe them £1300 in 3 weeks.

Had to laugh

[TW]Fox · 3 Jan 2012 at 20:28

http://forums.overclockers.co.uk/showthread.php?t=18350390

arctine · 3 Jan 2012 at 20:28

Try and extend your overdraft, sell stuff if you have to.

Don't use Wonga again.

Strife212 · 3 Jan 2012 at 20:29

Me and Sven256 have the right idea.

Kol · 3 Jan 2012 at 20:30

The hair cut can be got much cheaper. Not that I'd bother but it's certainly something I'm confident you can save at least half on. I pay a lot because I get on with my barber but only today were we discussing how cheap you can get a cut nowadays.

Pawnless Endgame · 3 Jan 2012 at 20:30

Alphington said:
Rent = £240
Food = £60
Phone = £45
Gym = £35 (I am going to cancel next month)
Hair = £16

£16/month on hair? I thought a lot off the top and sides with grade 4 down the back is only a tenner £10. Well, in Stafford, yes, and I go every 2 months. The £60 in food however, does sound low. I would have thought £120/month for a single person and more if you buy booze!