How much of your wages do you keep?

7.5% of my pre-tax income goes into a 401k with a a 2.5% employer matching.

Post-tax and post-401k I estimate to put away about 60-65% a month excluding bigger expenses. However, this excludes some big expenses, e.g I spent over 30,000USD the last month on furniture, car, electronics.
 
£250 goes into the baby fund every month. Anything left I will either spend on toys or leave in my account to pay for other bits around the home that need to be done.
 
Iv just bought a house that was built in the 70's
Its got a pink bath with pink carpet up the sides of the bath
Needless to say all my remaining money goes into making the house less dag nasty
 
KaHn said:
Quite a lot of it if I want, but I like spending it :(

KaHn
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I save nothing, most of it goes on Beer, Innis & Gunn, Spirits and shots with KaHn down at any number of pubs or bars :D

The rest is spent on travelling to Asia/the world and on things like speakers, headphones, headphone amps/DACs and car upgrades/fixes.
 
AlyCat said:
Iv just bought a house that was built in the 70's
Its got a pink bath with pink carpet up the sides of the bath
Needless to say all my remaining money goes into making the house less dag nasty
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I boggled at "pink carpet up the sides of the bath". Did they do it as a joke before selling it? I can't think of any other reason to do it.

My wages marginally exceed my spending. Not bad considering I'm on 14K gross.

I think Dickens summed it up well:

Annual income twenty pounds, annual expenditure nineteen nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery.
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[TW]Fox;21183238 said:
Unless it's a month where I'm away somewhere I usually save the majority of my disposable income. Just not that bothered about buying loads of random stuff every month. I'll buy things I particularly want and think make sense and save the rest.
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Same here really. I can easily save 75% of my take home pay every month. Advantage of living at home with very few outgoings, and at the moment, working nights, so spending even less!
 
I have £780 left over after all bills/rent paid at min. Prolly save nearly all of it as I don't spend a lot. Gonna buy the gf a plane ticket for her 21st so ill save for that now!
 
I am actually pretty good at saving my wage. I take about £20 a week for college (food, other bits). I would like to be able to spend more but its sneaking it past the parents XD
 
Over Clocker said:
Ummm neither!

We're just buying a new house this year so spending a few months building up more of a deposit to get a better rate!
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I think they were more getting at the fact that in order to save £7000 a month after tax, expenses and living costs for two people and a baby you are obviously doing very well for yourself and on a salary in excess of £160k a year :)

Which usually means banker :D
 
just over 70 per cent just now since I'm saving for a house. In the next 6 months it will be greatly reduced when i buy one :)
 
I was putting away £250-300 per month when I wanted to clear my overdraft.

I'm breaking even most of the time just now but once I pay off things I'll look to putting £200 at least away each month and try to not spend it on crap. I make buttons so that's 20-25% of my gross pay.
 
take home around 3k per month

bills are around £1200

I live well and do what I want, the rest is saved, but then i keep "finding" things i want more recently a 1.2k Tag watch and blah blah :)


remember the days of taking home 1k and debt was huge even though I live with the rents, you soon learn whats important when kids come along and you get your own place :)
 
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