Like most have said, every cpu and pc setups are different. My son & I bought our cpu's at the same time and from the same place, his clocked @ 4.5 GHz out of the box without altering any board setting, but mine wont clock passed 4.3 GHz no matter what board setting I seem to apply. He is using an upper model motherboard too me so perhaps this is the reason he his getting a better overclock, maybe one day I'll drop my cpu in his board and find out. I've tried upping the voltage offset to 0.100v but had no success in getting it to boot in to windows.
@ 4.3 I've got the vcore offset at -0.050, under stress the vcore goes up to 1.25v with temps between 55-65c, when not under load the vcore drops to about 0.92v and temps of 23-30c.