Car park calamity

bledd · 14 Mar 2012 at 20:11

My girlfriend was leaving work today and reversed into a colleague's car.

Assuming the colleague claims against my girlfriend. I assume we have to pay the compulsory + voluntary excess, (total £400). And she'll lose her 2 years NCB?

From what she has said, it sounds like slight damage to the drivers door and side fender.

The other driver drove away in a huff before the mrs could take any photos :rolleyes:

Will Gill · 14 Mar 2012 at 20:13

settle without involving the insurance companies?

then your concerns vanish

bledd · 14 Mar 2012 at 20:15

This is what I'd like to do, the other person is a bit of a loose cannon though. Hasn't returned any calls so far tonight..

ste_bla · 14 Mar 2012 at 20:17

You should only pay the excess if repairing your car i thought?

bledd · 14 Mar 2012 at 20:26

ste_bla said:
You should only pay the excess if repairing your car i thought?

Can someone confirm is this is right?

I've never claimed had an accident or used insurance before..

If it does go to insurance, the mrs will be admitting liability.

Fuzz · 14 Mar 2012 at 20:28

Drove off in a huff... Bit of a loose cannon..

The other car owner is also female then.

[TW]Fox · 14 Mar 2012 at 20:29

bledd. said:
Can someone confirm is this is right?

Its right. There is no excess to pay unless you are claiming for damage or loss to your car.

bledd · 14 Mar 2012 at 20:30

[TW]Fox;21473712 said:
Its right. There is no excess to pay unless you are claiming for damage or loss to your car.

Cheers

bledd · 14 Mar 2012 at 20:41

Am I right in thinking the NCB will go from 2 years to 0 ?

Does the mrs call her own insurance up to say about the incident? Or do we give the policy number, name and phone number to the other girl?

Fuzz · 14 Mar 2012 at 20:45

Wait for this loose cannon to fire off her first salvo, Dodge the flack as required..
then Just offer to pay for the damage outside the insurance

[TW]Fox · 14 Mar 2012 at 20:48

bledd. said:
Am I right in thinking the NCB will go from 2 years to 0 ?

Yes.

Does the mrs call her own insurance up to say about the incident?

Yes.

bledd · 14 Mar 2012 at 20:49

Ok. Car is still totally drivable, but the door was hard to open apparently. The gf's car was unmarked

Toyota Yaris 1 - 0 Citroen C1.

Cheers Fox for the info, cheers Fuzz for the smiles

I'll update the thread with any damage pics as and when I get them, everyone likes a bit of damage

Aeleys · 14 Mar 2012 at 20:56

bledd. said:
This is what I'd like to do, the other person is a bit of a loose cannon though. Hasn't returned any calls so far tonight..

To be fair, most people would be like this after someone has hit there car, regardless of how much damage there is. just give them time to calm down...

GeX · 14 Mar 2012 at 20:59

bledd. said:
Ok. Car is still totally drivable, but the door was hard to open apparently. The gf's car was unmarked

Toyota Yaris 1 - 0 Citroen C1.

I'm sure if you bashed the C1 into the side of the Yaris then it's door would be hard to open too!

Fuzz · 14 Mar 2012 at 21:12

bledd. said:
Ok. Car is still totally drivable, but the door was hard to open apparently. The gf's car was unmarked

Toyota Yaris 1 - 0 Citroen C1.

Cheers Fox for the info, cheers Fuzz for the smiles

I'll update the thread with any damage pics as and when I get them, everyone likes a bit of damage

Especially rear end damage

bledd · 15 Mar 2012 at 12:52

Yikes

I think the owner is going through some garage at mates rates, I hope so anyway

Here's the normal shape

Luke · 15 Mar 2012 at 13:24

Ouch. That looks like one of those small shunts that could end up with a large bill.

Mucky_Pup · 15 Mar 2012 at 14:26

Was the other person in their car at the time of the collision?

CaptainRAVE · 15 Mar 2012 at 15:31

That looks like an expensive repair.

pcoltrane · 15 Mar 2012 at 15:36

This should have been another "Lucky to be alive thread"